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Per-product comparison

Compare the exact product you would buy

Price, drawdown, consistency rules and payouts differ between a firm's own account models. Compare the products, not the companies.

Cost to start

$229/mo

Size
$150K
Max DD
EOD trailing, locks at Initial Simulated Capital — 50K $2,000; 100K $3,500; 150K $5,000. Equity cannot hit the limit. The limit only rises. After a breach, pay a Reset Fee or wait for the next monthly subscription.
Split
90% trader / 10% firm

Cost to start

$796

Size
$150K
Max DD
25K $1,000; 50K $2,000; 100K $4,000; 150K $5,250 — EOD trailing
Split
90%

Where they differ

No single row separates these two. A row is only ranked when both values share a unit — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Read the table below and weigh the rules yourself.

Swipe the table sideways to see both products

FTMO Futures
$150K account
Growth
Tradeify
$150K account
Lightning Funded

Cost

Cost to start
$229/mo
$796
Account size
$150K
$150K
Profit split
90% trader / 10% firm
90%

Evaluation rules

Profit target
Evaluation only — 50K $3,000; 100K $6,000; 150K $9,000. No profit target on Sim-Funded.
None; payout profit goals replace evaluation targets
Max drawdown
EOD trailing, locks at Initial Simulated Capital — 50K $2,000; 100K $3,500; 150K $5,000. Equity cannot hit the limit. The limit only rises. After a breach, pay a Reset Fee or wait for the next monthly subscription.
25K $1,000; 50K $2,000; 100K $4,000; 150K $5,250 — EOD trailing
Daily loss limit
Evaluation none. Sim-Funded soft (auto-flat for the rest of the day; account stays open) — 50K $1,000; 100K $2,000; 150K $3,000.
25K none; 50K $1,250; 100K $2,500; 150K $3,000
Min trading days
None on Evaluation — accounts are assessed after the trading day ends. Payout eligibility is separate.
None

Funded rules

Funded drawdown
Same EOD trailing max drawdown as Evaluation, locked at Initial Simulated Capital. Soft daily loss on Sim-Funded only.
Same EOD trailing amounts
Consistency rule
40% Best Day during Evaluation — not a hard breach; keep trading until Best Day is ≤ 40% of total profit.
35% Growth Sim Funded · 40% Select Evaluation only · 20%-30% Lightning Funded after September 12, 2025, at 8:00 AM ESTfirm-level
Consistency rule (funded)
None — no Consistency Rule on the Sim-Funded Account
20% first payout; 25% second; 30% third and later
News trading (challenge)
Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.
Allowed · no rules against or guidelines around trading news eventsfirm-level
News trading (funded)
Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.
Allowed · no rules against or guidelines around trading news eventsfirm-level
Max live balance
Max 3 concurrent Sim-Funded accounts; up to $450,000 simulated capital. Live Funded is invite-only.
Up to 5 Simulated Funded Accounts at any time, per user and per household, any combination of Growth, Select Flex/Daily and Lightning
Scaling plan
Sim-Funded only; scales with EOD profit above Initial Simulated Capital and scales back down if that profit falls. 50K starts at 2 contracts (up to 5): $0–999 → 2; $1,000–1,999 → 3; $2,000+ → 5. 100K starts at 4 (up to 10): $0–999 → 4; $1,000–1,999 → 5; $2,000–2,999 → 8; $3,000+ → 10. 150K starts at 6 (up to 15): $0–999 → 6; $1,000–1,999 → 8; $2,000–2,999 → 10; $3,000–4,499 → 12; $4,500+ → 15. Evaluation uses the full size cap (5 / 10 / 15) with no scaling.
Not recorded

Options & add-ons

Customizable at checkout
Monthly subscription. Reset is a paid restart, not a checkout add-on. Live Funded is invite-only and is not a purchasable product.
Not recorded

Payouts

Payout frequency
Every 4 days
Instant request after the profit goal and consistency rule are met
First payout
4 separate days at or above the daily minimum (50K $150; 100K $250; 150K $300). Withdraw up to 50% of profit above Initial Simulated Capital. Minimum request $20; at least 50% of the request must be new-cycle profit.
No day minimum; first profit goal is 6%
Min days to payout
4 qualifying days
0
Processing time
After FTMO approval in the Client Area; paid in USD. No published processing-time SLA.
Daily eligibilityfirm-level
Refund policy
Monthly subscription; no activation fee. A Reset Fee is a paid restart of the same size (Growth $109 / $159 / $219; Pro $129 / $189 / $259). No pass-fee refund is documented.
Not recorded
Payout methods
WiseRevolut bank wireVisa DirectMastercard Send
Not recorded

Trading rules

Weekend holding
Not allowed. Flat and cancel resting orders before 4:10 p.m. ET or session close, whichever is sooner. The platform auto-liquidates leftovers; relying on that is a Forbidden Trading Practice.
Not recorded
Overnight holding
Not allowed. A trading day runs 6:00 p.m. ET to 4:10 p.m. ET the next calendar day. No hold past market close.
Not recorded
Hedging
Opposite positions are allowed on a single account only. Offsetting across FTMO accounts, other firms, or other people is prohibited.
Prohibited; minis and micros may be combined within the equivalent limit if not opposing
Copy trading
Copying another trader (signals, master accounts, or copiers) is prohibited. Copying across your own accounts is permitted if each account independently complies with every rule.
Not recorded
Expert advisors (EAs)
Automated trading is permitted except high-frequency, latency-arbitrage, or other abusive systems. The trader is responsible for bot errors. Third-party access to the account is prohibited.
Not recorded
Other restrictions
No trading within 2% of a CME daily price limit; no hold past session close; no exploiting sim/feed errors; no third-party account access. News-event concentration that is inconsistent with broader trading can fail the risk-management standard. Sim-Funded inactivity: warning after 30 days, closed after a further 30. See Forbidden Trading Practices.
Allowed if you own the strategy exclusively · not shared with other traders/firms · not high-frequency trading · Hedging not allowed · No swing trading or holding positions overni…firm-level
Commission / lot
Not recorded
No activation fees · Growth Evaluations, Select Evaluations: No activation feefirm-level

Platforms

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