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Per-product comparison

Compare the exact product you would buy

Price, drawdown, consistency rules and payouts differ between a firm's own account models. Compare the products, not the companies.

Cost to start

$229/mo

Size
$150K
Max DD
EOD trailing, locks at Initial Simulated Capital — 50K $2,000; 100K $3,500; 150K $5,000. Equity cannot hit the limit. The limit only rises. After a breach, pay a Reset Fee or wait for the next monthly subscription.
Split
90% trader / 10% firm

Cost to start

$836

Size
$150K
Max DD
EOD trailing max loss limit — 25K $1,000; 50K $2,000; 100K $3,500; 150K $5,000. Locks at starting balance + $100 once the account closes above the initial trail balance (25K $26,100; 50K $52,100; 100K $103,600; 150K $155,100).
Split
90% trader / 10% firm

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Where they differ

No single row separates these two. A row is only ranked when both values share a unit — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Read the table below and weigh the rules yourself.

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FTMO Futures
$150K account
Growth
Lucid Trading
$150K account
LucidDirect

Cost

Cost to start
$229/mo
$836
Account size
$150K
$150K
Profit split
90% trader / 10% firm
90% trader / 10% firm

Evaluation rules

Profit target
Evaluation only — 50K $3,000; 100K $6,000; 150K $9,000. No profit target on Sim-Funded.
None — straight-to-funded, there is no evaluation phase
Max drawdown
EOD trailing, locks at Initial Simulated Capital — 50K $2,000; 100K $3,500; 150K $5,000. Equity cannot hit the limit. The limit only rises. After a breach, pay a Reset Fee or wait for the next monthly subscription.
EOD trailing max loss limit — 25K $1,000; 50K $2,000; 100K $3,500; 150K $5,000. Locks at starting balance + $100 once the account closes above the initial trail balance (25K $26,100; 50K $52,100; 100K $103,600; 150K $155,100).
Daily loss limit
Evaluation none. Sim-Funded soft (auto-flat for the rest of the day; account stays open) — 50K $1,000; 100K $2,000; 150K $3,000.
Fixed DLL — none (25K); $1,200 (50K); $2,100 (100K); $3,000 (150K). Soft breach: trading is locked until the next session. Once the account closes above the initial trail balance the fixed DLL is replaced by the LucidScale DLL — 60% of the highest end-of-day profit, which rises with the account and never falls back.
Min trading days
None on Evaluation — accounts are assessed after the trading day ends. Payout eligibility is separate.
None — there is no evaluation phase

Funded rules

Funded drawdown
Same EOD trailing max drawdown as Evaluation, locked at Initial Simulated Capital. Soft daily loss on Sim-Funded only.
EOD trailing — 25K $1,000; 50K $2,000; 100K $3,500; 150K $5,000; locks at starting balance + $100 above the initial trail balance
Consistency rule
40% Best Day during Evaluation — not a hard breach; keep trading until Best Day is ≤ 40% of total profit.
No evaluation phase
Consistency rule (funded)
None — no Consistency Rule on the Sim-Funded Account
20% of total cycle profit on the largest single day, reset after every payout. Drops away at live status.
News trading (challenge)
Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.
Not recorded
News trading (funded)
Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.
Not recorded
Max live balance
Max 3 concurrent Sim-Funded accounts; up to $450,000 simulated capital. Live Funded is invite-only.
Up to 5 active funded accounts per household or family, combined across all funded account types
Scaling plan
Sim-Funded only; scales with EOD profit above Initial Simulated Capital and scales back down if that profit falls. 50K starts at 2 contracts (up to 5): $0–999 → 2; $1,000–1,999 → 3; $2,000+ → 5. 100K starts at 4 (up to 10): $0–999 → 4; $1,000–1,999 → 5; $2,000–2,999 → 8; $3,000+ → 10. 150K starts at 6 (up to 15): $0–999 → 6; $1,000–1,999 → 8; $2,000–2,999 → 10; $3,000–4,499 → 12; $4,500+ → 15. Evaluation uses the full size cap (5 / 10 / 15) with no scaling.
None — full contract size available immediately

Options & add-ons

Customizable at checkout
Monthly subscription. Reset is a paid restart, not a checkout add-on. Live Funded is invite-only and is not a purchasable product.
Not recorded

Payouts

Payout frequency
Every 4 days
No fixed window — request any day once eligibility is met
First payout
4 separate days at or above the daily minimum (50K $150; 100K $250; 150K $300). Withdraw up to 50% of profit above Initial Simulated Capital. Minimum request $20; at least 50% of the request must be new-cycle profit.
Profit goal 1 (25K $1,500; 50K $3,000; 100K $6,000; 150K $9,000) plus the 20% consistency test; $500 minimum request. The goal resets to $0 after each approved payout and drops to goal 2+ (25K $1,250; 50K $2,500; 100K $3,500; 150K $4,500).
Min days to payout
4 qualifying days
None
Processing time
After FTMO approval in the Client Area; paid in USD. No published processing-time SLA.
No fixed payout window; once approved funds leave the account within minutes and are disbursed within 2 business days via Plaid, WorkMarket by ADP or crypto
Refund policy
Monthly subscription; no activation fee. A Reset Fee is a paid restart of the same size (Growth $109 / $159 / $219; Pro $129 / $189 / $259). No pass-fee refund is documented.
Not recorded
Payout methods
WiseRevolut bank wireVisa DirectMastercard Send
Not recorded

Trading rules

Weekend holding
Not allowed. Flat and cancel resting orders before 4:10 p.m. ET or session close, whichever is sooner. The platform auto-liquidates leftovers; relying on that is a Forbidden Trading Practice.
No — the session closes 4:45 PM EST Friday and trading resumes 6:00 PM EST Sunday
Overnight holding
Not allowed. A trading day runs 6:00 p.m. ET to 4:10 p.m. ET the next calendar day. No hold past market close.
No — all positions are auto-closed at 4:45 PM EST Monday to Friday. Holding past the cutoff does not fail the account.
Hedging
Opposite positions are allowed on a single account only. Offsetting across FTMO accounts, other firms, or other people is prohibited.
Prohibited in every form — long and short the same contract in one or separate accounts, between different users, and across firms. Flagged accounts are reset to the prior day's balance; repeat offences breach all accounts involved.
Copy trading
Copying another trader (signals, master accounts, or copiers) is prohibited. Copying across your own accounts is permitted if each account independently complies with every rule.
Permitted — trade copiers are allowed, subject to the HFT and microscalping policies
Expert advisors (EAs)
Automated trading is permitted except high-frequency, latency-arbitrage, or other abusive systems. The trader is responsible for bot errors. Third-party access to the account is prohibited.
Permitted — automated trading systems are allowed; the trader carries responsibility for software errors, and HFT remains prohibited
Other restrictions
No trading within 2% of a CME daily price limit; no hold past session close; no exploiting sim/feed errors; no third-party account access. News-event concentration that is inconsistent with broader trading can fail the risk-management standard. Sim-Funded inactivity: warning after 30 days, closed after a further 30. See Forbidden Trading Practices.
Microscalping flagged when more than 50% of profits come from trades held 5 seconds or less; HFT prohibited; hedging prohibited across accounts, users and firms; martingaling discouraged. DCA, genuine scalping, flipping and trade copiers are allowed. 30 calendar days without at least $1 of net profit or loss permanently deletes the account; breached evaluations are deleted after 30 days unless reset.
Commission / lot
Not recorded
One-time fee · no subscription or automatic rebilling · no activation fee · resets not automatic or freefirm-level

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firm-level

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