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2 Step Pro Model – FundingPips

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Version 78/28/2026, 3:40:34 AM

2 Step Pro Model

Precision metrics. Professional scaling. Elite status.

2 Step Pro elevates the classic 2-phase structure into a high-performance
framework with advanced metrics designed for elite traders who operate
at the market's peak.

- **6% profit target** in both phases: tighter, more
precise evaluation.

- **Minimum 2 trading day** per phase to the Master
Account.

- **6% max loss / 3% daily loss**: strict risk controls
throughout.

- **Weekly reward cycle at 80%**: available from your
first trade on the Master Account.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and helps define your trading profile.

Phase 1

- Achieve a **6% profit target** during
Phase 1.

- Complete a minimum of **2 trading day**
to pass.

- Adhere to all trading rules and risk limits.

Existing Phase 1 accounts and accounts purchased before 26 August
2026 will retain the 1 minimum trading day requirement. Reset
and new accounts will require 2 minimum trading days.

Confirms your consistency and validates the outcome of Phase 1.

Phase 2

- Achieve a **6% profit target** during
Phase 2.

- Complete a minimum of **2 trading day**
to pass.

- Adhere to all trading rules and risk limits.

Existing Phase 2 accounts will retain the 1 minimum trading day
requirement. Reset and new accounts purchased on or after 26
August 2026 will require 2 minimum trading days.

Account Reset

A second chance built for momentum. If your account is breached
due to trading behavior, risk violations, or inactivity breaches,
you can restart quickly without changing your setup with
a discounted reset shown below.

- **Phase 1 Reset:** 15% off the purchase
price

- **Phase 2 Reset:** 10% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts and above)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches the Master Account.

- If a Phase 2 or Master Account is reset, it restarts
from Phase 1

The reset option will appear automatically on your dashboard
once your account qualifies.

## Profit Concentration Policy

Evaluation Phase · $25,000 and above

The Profit Concentration Policy brings more clarity and clear expectations
to how evaluation results are assessed. If a single trade idea accounts
for more than
**60% of the profit target** in any evaluation phase,
the Master Account
created after passing
will require
**4 minimum profitable days** before
each reward can be requested. This applies if the account has not
yet reached the full profit target, in profit, or in drawdown.

How does the Profit Concentration Policy work?

The trigger

During any Evaluation phase, if a single trade idea
accounts for
more than **60% of the phase's profit target**,
the
policy is triggered. This applies even if the account
has not
yet reached the full profit target.

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

If the account is currently $98,000 in drawdown,
but the day
closes with $600 in net realized profit, that
day
qualifies
as one profitable day. The account does not need
to recover
the drawdown before the day can count.

What counts as a trade idea

One trade, multiple trades running together on the
same
instrument and in the same direction, or any new
trade
opened
within 10 minutes of closing a losing trade is considered
a
single trade idea. All closed profits or losses from
a single
trade idea are counted together.

Which accounts are affected

This policy applies to newly created Evaluation accounts
at $25,000 and above,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Once you successfully pass both phases, you will be offered the
opportunity to trade on a Master Account. For setup instructions,
[click here](https://help.fundingpips.com/hc/en-us/articles/48636294148497-Master-Account-Setup).

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Max Loss Limit

Your equity or balance cannot hit 6% below the starting account
size at any time.

How is it calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Risk Per Trade Idea

Removed

This rule no longer applies on 2 Step Pro accounts.

[Review the changes here →](https://help.fundingpips.com/hc/en-us/articles/47328410434065-Responsible-Trading-Policy)

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 6%** of the starting
account size.

This is a static floor; it never moves. Your equity or
balance cannot touch this level at any point across all
phases, including floating losses from open trades.

* * *

Worked example

Account size: **$100K**

6% of $100K = $6K. Your equity or balance cannot
drop to **$94K**
at any point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

At the start of each trading day, the system records
both your balance and your equity. Whichever is higher
becomes the baseline. Your equity cannot fall by more
than 3% of that baseline at any point during the day,
including floating losses from open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790**
that day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K**
that day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

What counts as activity?

Your account is breached if no trades are completed in
**30 consecutive calendar days**. At least
one complete trade, opened and fully closed, must occur
within any 30-day window to keep the account active.

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

## News Trading & Weekend Holds

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading news and speeches in both evaluation phase
and
master phase is prohibited and will lead to account
closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Weekend holds are permitted during evaluation phases
with no restrictions.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Weekend Holds: Temporarily Not Allowed

A temporary change is in effect: holding trades over
the weekend is currently **not allowed**
on 2 Step Pro Master Accounts. Ensure all trades
are closed before market close on Friday. Any open
trades will be automatically closed by the system;
this is not a hard breach.

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The 10-minute restricted window

You cannot open or close positions within a
**10-minute window** surrounding a

Restricted

high-impact
news and speeches on the affected currencies.
This window spans
**5 minutes before or 5 minutes**
**after**
the event. For high-impact speeches, the window
spans 5 minutes before the speech begins until 5
minutes after it concludes.

Profit Deduction

Profits from trades made during a

Restricted

high-impact news and speeches may be subject to profit
deduction.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news
affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Weekly

Every 7 calendar days after the first executed trade on
the Master Account. 80% split on every reward.

How does this work? ↓

Reward Cycle

Monthly

Every 30 calendar days after the first executed trade on
the Master Account. 100% split on every reward.

How does this work? ↓

Weekly80% Split

Request a Reward with an **80% split**
every **7 calendar days** after the first
executed trade on the Master Account.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and profitable
days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The account is placed under the
**Striking**
**System**, at a
**1% of account size**
warning trigger, at every account size.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open trades
will be closed by the system; this is not a hard breach.

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |

## Leverage

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |

When you pass Phase 2 and move to the Master Account, Crypto
leverage changes from 1:2 to 1:1, including on swap-free
accounts. This is a temporary change and is separate from the
Dynamic Leverage below. During the evaluation phases, Crypto
leverage stays at 1:2.

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 2 Step Pro Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for all
Master Accounts. Ensure all trades are closed before the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

Dynamic leverage is designed to give you more trading
flexibility while maintaining responsible risk controls.
Instead of applying a single fixed leverage ratio to your
entire position, it uses a tiered structure where smaller
trade lot sizes benefit from higher leverage, and the ratio
gradually decreases as your position size grows. The temporary
Dynamic Leverage is applied to Metals, Indices, and Energies
on Master Accounts.

### Dynamic Leverage Tiers

| Lot Size | Leverage |
| --- | --- |
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |

Example

The first 0.05 lots of any position uses 1:50 leverage,
meaning you only need a small fraction of the trade's
full value as margin. As your position grows beyond that,
each additional portion requires progressively more margin
(stepping through 1:30, 1:25, 1:20, and 1:10) until any
volume above 0.50 lots uses the base rate of 1:5.

Your margin requirement is calculated cumulatively, each
tier only applies to the portion of volume within its
range, not your entire position. So, you always benefit
from the lower tiers, no matter how large your trade
becomes.

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies.

## Frequently Asked Questions

Evaluation to Master Phase

Is there a time limit to pass the evaluation?

No. There is no time limit on either phase. You can take
as long as you need, as long as you complete at least
one
trade every 30 days to avoid inactivity and follow all
trading
rules throughout.

When will I receive my Phase 2 account after passing Phase
1?

Once you've finished all your Phase 1 objectives, your
Phase
2 account will be ready! You can find your new login
details
right on your dashboard under Credentials.

When will I receive my Master Account after passing Phase
2?

After passing Phase 2, the Master Account is issued once
the standard Master Account onboarding process is complete.
This
includes KYC verification, a review by the Responsible
Trading Team (up to 2 working days), Customer Agreement
signing,
and connection to the risk management framework
(a further 2 working days).

If my open trades are showing a profit above the target,
have I passed?

No. To pass either phase, you need to reach the profit
target
with all open trades closed. Profits from trades that
are
still open do not count, even if they are showing a gain
above the target.

Is there a reset option if my Evaluation Account is breached?

Yes. If your Phase 1 or Phase 2 account is breached due
to
trading rules or risk violations, a Reset option with
a 15%
discount for Phase 1 and 10% discount for Phase 2 will
appear
on your dashboard within 7 calendar
days
of the breach. If a Phase 2 account is reset, it restarts
from Phase 1.

My account was closed for inactivity. Can I get an Evaluation
Reset?

Yes. Resets are now available for inactivity breaches,
with
discounts based on the account phase. If your Phase 1,
Phase
2, or Master Account is breached, a Reset option will
appear
on your dashboard within 7 calendar days of the breach.
Phase
1 resets receive a 15% discount, Phase 2 resets receive
a
10% discount, and Master Account resets receive a 7%
discount.
All reset accounts restart at Evaluation Phase 1.

Account Violations

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

Yes. The violation is confirmed the moment the limit
is touched.
Even if the trade turns around and closes in profit,
the
account remains violated because the rule was broken
at some
point during the trade.

When does the 30-day inactivity clock start?

If you have not placed any trades yet, the clock starts
from
the day your account was created. If you have traded
before,
it starts the day after your last trade was fully closed.
You need to complete at least one trade within any 30-day
window to keep the account active.

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

What happens if I break one of the trading rules?

Your account is immediately locked. Any open trades are
closed
automatically, and the account switches to view-only
mode,
meaning you can see everything but can no longer place
trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

Additional Guidelines

Does the news trading restriction apply to all order types?

Yes. The news window restriction on the Master Account
applies
to all order types. Opening or closing any position type
within the restricted window on the affected currency
will
result in those profits not being counted.

Rewards

My reward date has passed but I am not ready to request yet.
Will I lose it?

No. Once your reward cycle is complete, it stays available
until you choose to request it. You can submit the request
on any working day, as long as all requirements are met
and
your account is in good standing. The cycle only resets
after
a reward is successfully processed.

Trading Conditions

How many lots can I open at once on crypto?

You can open a max of 1 lot per click on crypto, as long
as your account has enough available margin. A separate
platform-wide
limit of 20 lots per click applies across all instruments,
but the 1-lot limit applies specifically to crypto.

Profit Concentration Policy

Which account model does the Profit Concentration Policy
apply to?

The Profit Concentration Policy applies to newly created
Evaluation accounts at $25,000 and above across all models
with an evaluation phase: 1 Step, 2 Step Standard, 2
Step
Pro, and 2 Step Flex. It does not apply to Zero accounts,
as Zero is an instant Master Account with no evaluation
phase.

What counts as a trade idea under this policy?

A trade idea is a single trade, or multiple positions
on
the same instrument in the same direction, including
any
new position opened within 10 minutes of closing a losing
trade. All of these positions are grouped and assessed
together
when measuring profit concentration.

What happens if a single trade idea exceeds 60% of the profit
target?

If a single trade idea accounts for more than 60% of
the
profit target in any evaluation phase, the Master Account
created after passing will require 4 minimum profitable
days
before a reward can be requested. The evaluation result
itself
is not affected.

What are the 4 minimum profitable days on the Master Account?

A profitable day is a trading day where net realized
profit
is at least 0.5% of the account's initial balance on
the
Master Account. You need 4 of these days before each
reward
request, for the lifetime of the Master Account. The
days
do not need to be consecutive.

Does the Profit Concentration Policy apply to my existing
evaluation account?

If your evaluation account was created before June 27,
2026,
this policy does not apply. Only evaluation accounts
created
on or after June 27, 2026 are subject to this policy.

Does the Profit Concentration Policy apply to Zero accounts?

No. Zero is an instant Master Account with no evaluation
phase. The Profit Concentration Policy applies during
evaluation
phases only, so Zero accounts are not affected.

Does triggering the 60% threshold mean I fail the evaluation?

No. Triggering the 60% threshold does not fail the evaluation.
You still pass normally. The only consequence is that
your
Master Account will require 4 minimum profitable days
before
each reward request, for the lifetime of the Master Account.

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