
Forex prop firm
FundingPips Review
UAE-based CFD prop firm with four program types and 95% split on Zero
FundingPips
Checked 1 Oct 2026
10%off
On all 27 plans we price
Copies code CRITIC
- Save up to $88.80
- No stated expiry
- Max profit split
- 95%
- Challenges from
- $29
- Largest account
- $200K
- Payouts
- Bi-weekly
How FundingPips compares
Strengths
- Up to a 95% profit split — higher than the 80% median among the 21 forex firms we track.
Trade-offs
- The 3% daily loss limit is tighter than the 4% typical of the 21 forex firms we track.
FundingPips suits traders who value a higher profit split; the trade-off is a tighter daily loss limit.
Ratings
Ratings aggregated from public trader review scores, verified 2026-10.
About FundingPips
FundingPips is a UAE-headquartered proprietary trading firm launched in November 2022, offering four program types across 22 configurations with account sizes from $5,000 to $200,000. It trades CFDs on forex, indices, metals, energies, and crypto across cTrader, Match Trader, and MT5.
Platforms
Markets
Challenges & pricing
FundingPips' cheapest plan is a $5,000 2-step account at $29; the largest funded account is $200,000 (from $844). In total FundingPips lists 27 plan configurations across 5 account models, with profit splits up to 95%.
FundingPips' 2 Step Pro runs from a $5,000 2-step account at $29 up to $200,000 at $844, with a profit target of 12%, a max loss of 6%, a daily loss limit of 3% and a profit split of 80%.
About the 2 Step Pro program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | 1 day per phase |
| Funded account | |
| Funded drawdown | 6% static |
| Max allocation | $400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling |
| Payouts | |
| Payout frequency | Weekly |
| First payout | 7 days after first Master trade |
| Processing time | 1–3 working days |
| Min days to payout | 7 days |
| Refund policy | Not eligible for 4th-reward registration-fee refund |
| Trading rules | |
| Weekend holding | Evaluation allowed; Master currently not allowed |
| Hedging | Not allowed |
| Copy trading | Allowed only between your own FundingPips accounts; inbound/external copying is prohibited |
| Expert advisors | Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership |
| Other restrictions | No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management |
| Commission / lot | Forex/metals: $5 standard; $10 swap-free |
| Access | |
| Platforms | MT5, cTrader, Match-Trader |
| Payout methods | Card, Crypto, Rise, Bank Transfer |
FundingPips' 2 Step Flex runs from a $5,000 2-step account at $32 up to $100,000 at $499, with a profit target of 16%, a max loss of 12%, a daily loss limit of 4% and a profit split of 85%.
About the 2 Step Flex program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Profit split | 85% or 95%, selected at purchase and locked |
| Evaluation | |
| Min trading days | 85% split: none; 95% split: 3 profitable days per phase |
| Funded account | |
| Funded drawdown | 12% static |
| Consistency rule (funded) | No consistency score; 95% split requires 3 profitable days per reward cycle |
| Max allocation | $400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling |
| Payouts | |
| Payout frequency | Bi-weekly |
| First payout | 14 days after first Master trade |
| Processing time | 1–3 working days |
| Min days to payout | 14 days |
| Refund policy | Not eligible for 4th-reward registration-fee refund |
| Trading rules | |
| Weekend holding | Evaluation allowed; Master currently not allowed |
| Hedging | Not allowed |
| Copy trading | Allowed only between your own FundingPips accounts; inbound/external copying is prohibited |
| Expert advisors | Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership |
| Other restrictions | No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management |
| Commission / lot | Forex/metals: $5 standard; $10 swap-free |
| Access | |
| Platforms | MT5, cTrader, Match-Trader |
| Payout methods | Card, Crypto, Rise, Bank Transfer |
FundingPips' 1 Step runs from a $5,000 1-step account at $59 up to $100,000 at $566, with a profit target of 10%, a max loss of 6%, a daily loss limit of 3% and a profit split of 80%.
About the 1 Step program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Profit split | 60% weekly / 80% bi-weekly / 100% monthly / 90% on-demand |
| Evaluation | |
| Min trading days | 3 days |
| Funded account | |
| Funded drawdown | 6% static |
| Consistency rule (funded) | On-Demand: 35% maximum best-day share; minimum 2% profit |
| Max allocation | $400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling |
| Payouts | |
| Payout frequency | Weekly, bi-weekly, monthly, or on-demand |
| First payout | 7 days weekly; 14 days bi-weekly; 30 days monthly; on-demand when eligible |
| Processing time | 1–3 working days |
| Min days to payout | 7 days on weekly cycle |
| Refund policy | Registration fee refunded at the 4th reward |
| Trading rules | |
| Weekend holding | Evaluation allowed; Master currently not allowed |
| Hedging | Not allowed |
| Copy trading | Allowed only between your own FundingPips accounts; inbound/external copying is prohibited |
| Expert advisors | Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership |
| Other restrictions | No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management |
| Commission / lot | Forex/metals: $5 standard; $10 swap-free |
| Access | |
| Platforms | MT5, cTrader, Match-Trader |
| Payout methods | Card, Crypto, Rise, Bank Transfer |
FundingPips' 2 Step Standard runs from a $5,000 2-step account at $36 up to $100,000 at $544, with a profit target of 13%, a max loss of 10%, a daily loss limit of 5% and a profit split of 80%.
About the 2 Step Standard program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Profit split | 60% weekly / 80% bi-weekly / 100% monthly / 90% on-demand |
| Evaluation | |
| Min trading days | 3 days per phase |
| Funded account | |
| Funded drawdown | 10% static |
| Consistency rule (funded) | On-Demand: 35% maximum best-day share; minimum 2% profit |
| Max allocation | $400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling |
| Payouts | |
| Payout frequency | Weekly, bi-weekly, monthly, or on-demand |
| First payout | 7 days weekly; 14 days bi-weekly; 30 days monthly; on-demand when eligible |
| Processing time | 1–3 working days |
| Min days to payout | 7 days on weekly cycle |
| Refund policy | Registration fee refunded at the 4th reward |
| Trading rules | |
| Weekend holding | Evaluation allowed; Master currently not allowed |
| Hedging | Not allowed |
| Copy trading | Allowed only between your own FundingPips accounts; inbound/external copying is prohibited |
| Expert advisors | Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership |
| Other restrictions | No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management |
| Commission / lot | Forex/metals: $5 standard; $10 swap-free |
| Access | |
| Platforms | MT5, cTrader, Match-Trader |
| Payout methods | Card, Crypto, Rise, Bank Transfer |
FundingPips' Zero runs from a $5,000 instant-funding account at $60 up to $200,000 at $888, with a max loss of 5%, a daily loss limit of 3% and a profit split of 95%.
About the Zero program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Max loss | 5% trailing; locks at breakeven after 5% profit |
| Evaluation | |
| Min trading days | 7 profitable days per rolling 30-day period for rewards |
| Funded account | |
| Funded drawdown | 5% trailing; never resets after reward |
| Consistency rule (funded) | 15% maximum biggest-day share of total profit |
| Max allocation | $400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling |
| Payouts | |
| Payout frequency | Bi-weekly |
| First payout | 14 days after first trade |
| Processing time | 1–3 working days |
| Min days to payout | 14 days |
| Refund policy | Not eligible for 4th-reward registration-fee refund |
| Trading rules | |
| Weekend holding | Not allowed on any instrument |
| Hedging | Not allowed |
| Copy trading | Allowed only between your own FundingPips accounts; inbound/external copying is prohibited |
| Expert advisors | Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership |
| Other restrictions | No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management |
| Commission / lot | Forex/metals: $7 standard; $10 swap-free |
| Access | |
| Platforms | MT5, cTrader, Match-Trader |
| Payout methods | Card, Crypto, Rise, Bank Transfer |
Check this firm’s payout stats, verified on-chain:
FundingPips payoutsRecent changes
Reviewed updates to FundingPips's pricing, account configuration, FAQs and trading rules, tracked in Fine Print.
- Rules
Swing add-on: Overnight holding will count toward valid trading days
- Before
- … the system for
Overnight & Weekendholding will not result in an accountbreach; however, it will notcount as a valid tradingday. - After
- Trades automatically closed by the system for overnight or weekend holding will not result in an account breach. However, weekday overnight trades will count as a valid trading da…
- Rules
Restricted Speeches window changed from 10 minutes before/after to 5 minutes before/after.
- Before
- … window runs from
10minutes before the speech begins to10minutes after it ends. - After
- … window runs from 5 minutes before the speech begins to 5 minutes after it ends.
- Price
Phase 1 reset discount changed from 20%/15% off to 12% OFF
- Before
- Phase 1 Reset: differs by account sizes - $50K and below: 20% off - For $100K: 15% off
- After
- Phase 1 Reset: 12% OFF
FundingPips in our coverage
Articles from the Capital Critic blog that cover FundingPips in depth.
- Prop Firm Rule Changes in 2026: How Fine Print Tracks Every ChangeGuides · Oct 1, 2026
- FundingPips PRIME Mandate: Why 'Invitations' Closed Master AccountsProp Firm News · Sep 22, 2026
- Why FundingPips' Multi-Platform Trade Copier Expansion Has Documentation CaveatsProp Firm News · Sep 7, 2026
- FundingPips Changed Its News-Trading Rule Twice in 24 HoursProp Firm News · Aug 27, 2026
- FundingPips Expands Allocation to $400K and Boosts PRIME Rewards: What It Means for TradersProp Firm News · Aug 7, 2026
- FundingPips Discount Code: How the 20% Off Works in 2026Discounts · Jul 16, 2026
FundingPips FAQs
Answers sourced from FundingPips’s own help center.
No. Neither phase has a deadline, so you can take as long as you need to reach the profit target. The only clock that matters is activity: you must complete at least one closed trade every 30 calendar days, or the account is closed for inactivity.
You pick either an 85% or a 95% split when you buy the account, and both cost exactly the same. The choice is locked for the life of that account and cannot be switched afterwards, so it is worth deciding up front — the 95% option pays more but carries an extra profitable-day requirement before you can withdraw.
On the 85% split, 14 calendar days after your first executed trade on the Master Account. On the 95% split you must also record three profitable days within the cycle. The minimum request is 1% of your Master Account size, including FundingPips' share. If your reward date passes before you are ready, nothing is lost — once a cycle completes it stays available until you submit the request.
A day where your profit is at least 0.5% of your starting account size. Profitable days are what qualify you on the 95% split, both during the phases and when unlocking a reward.
Three limits run in parallel: a 3% daily loss measured from the higher of your opening balance or equity, a 5% maximum trailing loss that follows your highest recorded equity, and a 1% ceiling on open floating loss at any moment. Once the account is 5% in profit, the trailing floor locks permanently at your starting balance, so profits above that point are protected.
Yes. The violation is confirmed the instant your account value touches or crosses the limit, even briefly. It makes no difference if the position recovers or the trade later closes in profit — the rule was broken at that moment and the account stays breached.
During the evaluation phases, yes. On Master Accounts weekend holds are temporarily suspended — a change in force since 29 January 2026 — and the system automatically closes any open positions before Friday's close. That automatic close is not treated as a hard breach. Be aware that if a gap when markets reopen pushes you past the max loss limit, that breach does count.
Holding positions through a news event is allowed. What is restricted is deliberately opening or closing trades in the short window around a high-impact release to capture the spike — on the Master Account those profits are not counted, and the rule covers every order type. It applies only to the currency named in the announcement, and any trade opened at least five hours before the event keeps its profit even if it closes inside the restricted window.
The account locks immediately: open trades are closed, it drops to view-only, and your dashboard plus an email spell out which rule was broken and when. If the breach happened in a phase through trading behaviour or a risk-limit violation, an Evaluation Reset appears on your dashboard at a 10% discount and stays available for seven calendar days. It restarts you at Phase 1 — even if you breached in Phase 2 — at the same account size.
No. Resets are offered only when an account is breached through a trading or risk-rule violation. If yours closes after 30 consecutive days without a completed trade, the discounted reset does not apply and you would need to buy a new evaluation at full price.
You must be at least 18, and FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates. Verification needs a government-issued photo ID, proof of address dated within the last three months, and a selfie. KYC is automated, and the compliance team contacts you by email only if a manual review is required.
Yes. A hard cap of 20 lots applies to any single trade, dropping to 1 lot per click on crypto, subject to available margin. A swap-free add-on is offered for traders observing Islamic finance principles.
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