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2 Step Standard – FundingPips

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Version 2310/17/2026, 4:42:46 AM

2 Step Standard Model

Proven consistency. Sustainability. Industry Standard.

Our 2 Step Standard Model is the industry standard and top choice
for traders
who believe mastery is built on a foundation of consistency. This
two-tier evaluation ensures that reaching the Master level comes
with the proven track record to stay there.

- **2-phase evaluation**: Phase 1 (8%) + Phase
2 (5%).

- **Flexible reward cycles**: Weekly 60%, Bi-Weekly
80%, or Monthly 100%.

- **1:100 Forex leverage**: the highest standard Forex
leverage available across all models.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Account sizes**: $5K, $10K, $25K, $50K, and $100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve an **8% profit target** during
Phase 1.

- Complete a minimum of **3 trading days**
to pass. No minimum trading days when the 3% daily
loss add-on is selected.

- Adhere to all trading rules and risk limits.

10% Profit Target: No Longer Offered, effective 24 July 2026
at 06:00 Server Time (UTC+3).

Confirms consistency and validates Phase 1 performance.

Phase 2

- Achieve a **5% profit target** during
Phase 2.

- Complete a minimum of **3 trading days**
to pass. No minimum trading days when the 3% daily
loss add-on is selected.

- Adhere to all trading rules and risk limits.

Account Reset

A second chance built for momentum. If an account is breached
due to trading behavior, risk violations, or inactivity
breaches, it can restart quickly without changing the setup
with a discounted reset shown below.

- **Phase 1 Reset:** 12% OFF

- **Phase 2 Reset:** 10% OFF

- **Master Account Reset:** 7% OFF

- **Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split**
- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches the Master Account.

- If a Phase 2 or Master Account is reset, it restarts
from Phase 1

The reset option will appear automatically on the dashboard
once the account qualifies.

## The Master Account

Evaluation Complete

Once both phases are passed, the opportunity to trade on a
Master Account is offered. For setup instructions,
[click here](https://help.fundingpips.com/hc/en-us/articles/48636294148497-Master-Account-Setup).

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Max Loss Limit

10%

Equity or balance cannot hit 10% below the starting
account size at any time.

How is it calculated? ↓

Daily Loss Limit

3% or 5%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 10%** of the starting
account size.

This is a static floor; it never moves. Equity or
balance cannot touch this level at any point across all
phases, including floating losses from open trades.

* * *

Worked example

Account size: **$100K**

10% of $100K = $10K. Equity or balance
cannot drop to **$90K**
at any point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 3% or 5%** (based on
the configuration you purchased) of the higher value
between the opening balance or opening equity for that
day.

At the start of each trading day, the system records
both balance and equity. Whichever is higher
becomes the baseline. Equity cannot fall by more
than **Daily Loss Limit** of that baseline
at any point during the day,
including floating losses from open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

5% of $107K = $5,350. Equity cannot drop
to **$101,650**
that day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

5% of $100K = $5K. Equity cannot drop
to **$95K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on the FundingPips dashboard.

What counts as activity?

The account is breached if no trades are completed in
**30 consecutive calendar days**. At least
one complete trade, opened and fully closed, must occur
within any 30-day window to keep the account active.

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading news in both evaluation phase and
master phase is prohibited and will lead to account
closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news and speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**
.

Restricted
**Speeches**;
the window
spans from
**5 minutes before the high-impact speech begins until 5**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted window around any high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** restricted
affects USD, trades cannot be opened or closed
on any USD-related pairs within the 5-minute
before or 5-minute after
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

**Trading Rule Clarification**

- **Trades opened more than 5 hours before the news or speeches:**
profits will count if closed within the restricted
window.

- **Trades opened less than 5 hours before the news or speeches:**
profits will not count if closed during the restricted
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

**Evaluation**

Overnight and weekend holding are allowed during
**evaluation phases** for all instruments on
2 Step Standard.

**Master**

On the **Master Account**, holding trades overnight
and
over the weekend is **not allowed** on 2 Step
Standard Master
Accounts. All open trades will be automatically closed by
the
system unless you have the **Swing add-on**.

Trades automatically closed by the system for overnight or
weekend
holding will not result in an account breach. However, weekday
overnight trades will count as a valid trading day, while
weekend
holding will not count as a valid trading day.

Auto-close window for Master Accounts

Open positions on 2 Step Standard Master Accounts
are closed by the system each day within a 15-minute
window.
Closing starts at the beginning of the window; any
position still open at the end of the window will
be closed.

| Period | Starts | Auto-close window |
| --- | --- | --- |
| Summer time | First Sunday of March | 20:45 to 21:00 UTC |
| Winter time | First Sunday of November | 21:45 to 22:00 UTC |

Overnight and weekend holding on Master Accounts
can be enabled at the time of purchase through an
**Add-on**.

**Impact of Weekday Overnight & Weekend Trades**

**Weekday overnight trades:**

Profits from weekday overnight trades will be added to the
account
balance and will count toward Minimum Trading Days, Minimum
Profitable Days, and the Consistency Score. The trade will
also be
counted as a valid trading day.

**Weekend trades:**

Profits from weekend trades will still be added to the account
balance, while the biggest winning day and biggest losing
day will
be included in the consistency score calculation but does
not count
as a valid trading day.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is available on all three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Cycles

Weekly

60%

7 days after the first executed trade on the Master Account.

How does this work? ↓

Bi-Weekly

80%

Every 14 calendar days after the first executed trade.

How does this work? ↓

Monthly

100%

Every 30 calendar days after the first executed trade.

How does this work? ↓

Weekly60% Split

Request a Reward with a
**60% split** seven days after the first
executed trade on the Master Account.

How It Works

- First trade on Monday, then request the following Monday
- First trade on Tuesday, then request the following Tuesday
- First trade on Wednesday, then request the following
Wednesday

- First trade on Thursday, then request the following
Thursday

- First trade on Friday, then request the following Friday

Bi-Weekly80% Split

Request a Reward with an **80% split**
every **14 calendar days** after the first
executed trade on the Master Account.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after**
**15 August 2026**.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and profitable
days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** warning trigger
drops to **1% of account size**, at every
account size, for as long as the reward cycle is set
to
Monthly.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

| Warning | What happens |
| --- | --- |
| **1st** | A warning is recorded |
| **2nd** | The reward split drops by half |
| **3rd** | The reward split drops to 20%. |
| **4th** | Account breach. The account is closed immediately. |

Profit Deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

| Instrument | Standard Account | Swing and Swap Free accounts |
| --- | --- | --- |
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |

## Leverage

| Instrument | Standard Account | Swing and Swap Free accounts |
| --- | --- | --- |
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |

Once Phase 2 is passed and the account moves to the Master Account,
Crypto
leverage changes from 1:2 to 1:1, including on swap-free
accounts. This is a temporary change and is separate from the
Dynamic Leverage below. During the evaluation phases, Crypto
leverage stays at 1:2.

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust Commission & Leverage as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

Dynamic leverage is designed to give more trading
flexibility while maintaining responsible risk controls.
Instead of applying a single fixed leverage ratio to the
entire position, it uses a tiered structure where smaller
trade lot sizes benefit from higher leverage, and the ratio
gradually decreases as position size grows. The temporary
Dynamic Leverage is applied to Metals, Indices, and Energies
on Master Accounts.

### Dynamic Leverage Tiers

| Lot Size | Leverage |
| --- | --- |
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |

Example

The first 0.05 lots of any position uses 1:50 leverage,
meaning only a small fraction of the trade's
full value is needed as margin. As the position grows beyond
that,
each additional portion requires progressively more margin
(stepping through 1:30, 1:25, 1:20, and 1:10) until any
volume above 0.50 lots uses the base rate of 1:5.

The margin requirement is calculated cumulatively, each
tier only applies to the portion of volume within its
range, not the entire position. So, the lower tiers
always benefit the trade, no matter how large it
becomes.

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

EURUSDGBPUSDUSDJPYUSDCHFUSDCADAUDUSDNZDUSDAUDCADAUDCHFAUDJPYAUDNZDCADCHFCADJPYCHFJPYEURAUDEURCADEURCHFEURGBPEURJPYEURNZDGBPAUDGBPCADGBPCHFGBPJPYGBPNZDNZDCADNZDCHFNZDJPYXAUUSDXAGUSDDJI30FTSE100GER40JP225NDX100SPX500STX50UKOILUSOILBTCUSDETHUSD

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

| Category | Instruments |
| --- | --- |
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Common questions about the topics covered on this page.

Evaluation to Master Phase

Is there a time limit to pass the evaluation?

No. There is no time limit on either phase. Any pace
works, as long as at least
one
trade is completed every 30 days to avoid inactivity
and
all trading
rules are followed throughout.

When will I receive my Phase 2 account after passing Phase
1?

Once all Phase 1 objectives are finished, the
Phase
2 account will be ready! The new login
details
appear
on the dashboard under Credentials.

When will I receive my Master Account after passing Phase
2?

After passing Phase 2, the Master Account is issued once
the standard Master Account onboarding process is complete.
This
includes KYC verification, a review by the Responsible
Trading Team (up to 2 working days), Customer Agreement
signing,
and connection to the risk management framework
(a further 2 working days).

If my open trades are showing a profit above the target,
have I passed?

No. To pass either phase, the profit
target
must be reached
with all open trades closed. Profits from trades that
are
still open do not count, even if they are showing a gain
above the target.

Is there a reset option if my Evaluation Account is breached?

Yes. If a Phase 1 or Phase 2 account is breached due
to
trading rules or risk violations, a Reset option with
a 12%
discount on Phase 1 and 10% discount on Phase 2 and 7%
on a Master will
appear
on the dashboard within 7 calendar
days
of the breach. If a Phase 2 account is reset, it restarts
from Phase 1.

My account was closed for inactivity. Can I get an Evaluation
Reset?

Yes. Evaluation Resets are available when an account
is breached due to inactivity. The applicable discount
depends on the phase, and the account will restart from
Phase 1 after the reset.

Account Violations

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment the account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

Yes. The violation is confirmed the moment the limit
is touched.
Even if the trade turns around and closes in profit,
the
account remains violated because the rule was broken
at some
point during the trade.

When does the 30-day inactivity clock start?

If no trades have been placed yet, the clock starts
from
the day the account was created. If trading has occurred
before,
it starts the day after the last trade was fully closed.
At least one trade must be completed within any 30-day
window to keep the account active.

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

What happens if I break one of the trading rules?

The account is immediately locked. Any open trades are
closed
automatically, and the account switches to view-only
mode,
allowing full visibility but no further trading.

The dashboard will show exactly which rule was broken
and
when. An email notification is also sent immediately.

News & Weekend Holding

Does the news trading restriction apply to all order types?

Yes. The news window restriction on the Master Account
applies
to all order types. Opening or closing any position type
within the restricted window on the affected currency
will
result in those profits not being counted.

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

For 2 Step Standard, the 35% Consistency Score applies
only on the
**Monthly**
reward cycle. It checks that
no
single day made up too large a share of total profits.
If the best day accounted for more than 35% of everything
earned, reward requests are blocked
until
the score comes back down.

Continue trading and keep each day's profit below the
best
day so far. As total profit grows, the percentage
that
one big day represents will naturally decrease and bring
the score back within range.

Weekly and Bi-Weekly reward cycles are not
subject
to the 35% rule.

My reward date has passed but I am not ready to request yet.
Will I lose it?

No. Once the reward cycle is complete, it stays available
until requested. The request can be submitted
on any working day, as long as all requirements are met
and
the account is in good standing. The cycle only resets
after
a reward is successfully processed.

Commission & Leverage

How many lots can I open at once on crypto?

A max of 1 lot per click can be opened on crypto, as
long
as the account has enough available margin. A separate
platform-wide
limit of 20 lots per click applies across all instruments,
but the 1-lot limit is the binding restriction for crypto
trades specifically.

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SHA-256 4367f02a6bb69ca9e4a9d54578792a343c900309aecbbc764f25e391aade12ad

Version 2210/9/2026, 4:23:08 AM

2 Step Standard Model

Proven consistency. Sustainability. Industry Standard.

- **2-phase evaluation**: Phase 1 (8%) + Phase
2 (5%).

- **Flexible reward cycles**: Weekly 60%, Bi-Weekly
80%, Monthly 100%, or On Demand 90%.

- **1:100 Forex leverage**: the highest standard Forex
leverage available across all models.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Account sizes**: $5K, $10K, $25K, $50K, and $100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve an **8% profit target** during
Phase 1.

- Complete a minimum of **3 trading days**
to pass. No minimum trading days when the 3% daily
loss add-on is selected.

- Adhere to all trading rules and risk limits.

10% Profit Target: No Longer Offered, effective 24 July 2026
at 06:00 Server Time (UTC+3).

Confirms consistency and validates Phase 1 performance.

Phase 2

- Achieve a **5% profit target** during
Phase 2.

- Complete a minimum of **3 trading days**
to pass. No minimum trading days when the 3% daily
loss add-on is selected.

- Adhere to all trading rules and risk limits.

Account Reset

- **Phase 1 Reset:** 12% OFF

- **Phase 2 Reset:** 10% OFF

- **Master Account Reset:** 7% OFF

- **Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split**
- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches the Master Account.

- If a Phase 2 or Master Account is reset, it restarts
from Phase 1

The reset option will appear automatically on the dashboard
once the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Max Loss Limit

10%

Equity or balance cannot hit 10% below the starting
account size at any time.

How is it calculated? ↓

Daily Loss Limit

3% or 5%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 10%** of the starting
account size.

This is a static floor; it never moves. Equity or
balance cannot touch this level at any point across all
phases, including floating losses from open trades.

* * *

Worked example

Account size: **$100K**

10% of $100K = $10K. Equity or balance
cannot drop to **$90K**
at any point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 3% or 5%** (based on
the configuration you purchased) of the higher value
between the opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

5% of $107K = $5,350. Equity cannot drop
to **$101,650**
that day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

5% of $100K = $5K. Equity cannot drop
to **$95K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on the FundingPips dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading news in both evaluation phase and
master phase is prohibited and will lead to account
closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news and speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**
.

Restricted
**Speeches**;
the window
spans from
**5 minutes before the high-impact speech begins until 5**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted window around any high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** restricted
affects USD, trades cannot be opened or closed
on any USD-related pairs within the 5-minute
before or 5-minute after
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

**Trading Rule Clarification**

- **Trades opened more than 5 hours before the news or speeches:**
profits will count if closed within the restricted
window.

- **Trades opened less than 5 hours before the news or speeches:**
profits will not count if closed during the restricted
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

**Evaluation**

Overnight and weekend holding are allowed during
**evaluation phases** for all instruments on
2 Step Standard.

**Master**

Auto-close window for Master Accounts

| Period | Starts | Auto-close window |
| --- | --- | --- |
| Summer time | First Sunday of March | 20:45 to 21:00 UTC |
| Winter time | First Sunday of November | 21:45 to 22:00 UTC |

Overnight and weekend holding on Master Accounts
can be enabled at the time of purchase through an
**Add-on**.

**Impact of Weekday Overnight & Weekend Trades**

**Weekday overnight trades:**

**Weekend trades:**

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is available on all three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Cycles

On Demand

90%

Request any time with 35% consistency score & min 2%
profit.

How does this work? ↓

Weekly

60%

7 days after the first executed trade on the Master Account.

How does this work? ↓

Bi-Weekly

80%

Every 14 calendar days after the first executed trade.

How does this work? ↓

Monthly

100%

Every 30 calendar days after the first executed trade.

How does this work? ↓

On Demand90% Split

Request an On Demand Reward with a
**90% split** at any time once both of the
following criteria are met:

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit.

- The minimum reward amount for On Demand is
**2% of the Master Account Size**.