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1 Step Flex – FundingPips

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Version 2010/10/2026, 4:22:52 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

A second chance built for momentum. If an account is breached
due to trading behavior, risk violations, or inactivity
breach, it can restart quickly without changing the setup
with a discounted reset shown below.

- **Evaluation Reset:** 12% OFF

- **Master Account Reset:** 7% OFF

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Once Phase 1 is passed, the opportunity is offered
to trade on a Master Account. For setup instructions,
[click here](https://help.fundingpips.com/hc/en-us/articles/48636294148497-Master-Account-Setup).

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

The Max Loss Limit is based on the starting account size.
Both open
and closed losses are counted, and equity or balance
cannot
touch this level at any point, including floating losses
from open
trades. A breach closes the account.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

At the start of each trading day, the system records
both
balance and equity. Whichever is higher becomes
the baseline.
Equity cannot fall by more than
**Daily Loss Limit** of that baseline
at any
point during the day, including floating losses from
open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

The account is breached if no trades are completed in
**30 consecutive calendar days**. At least
one
complete trade, opened and fully closed, must occur within
any
30-day window to keep the account active.

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a
trade open does not reset or pause the inactivity
timer. There is
no time limit to hit the Profit Target, so this is
the one rule
that can close the account without a loss.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**5 minutes before the high-impact speech begins until 5**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

**Trading Rule Clarification**

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight and weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**, holding trades overnight
and
over the weekend is **not allowed** on 1 Step
Flex Master
Accounts. All open trades will be automatically closed by
the
system unless you have the **Swing add-on**.

Trades automatically closed by the system for overnight or
weekend
holding will not result in an account breach. However, weekday
overnight trades will count as a valid trading day, while
weekend
holding will not count as a valid trading day.

Auto-close window for Master Accounts

Open positions on 1 Step Flex Master Accounts are
closed by the system each day within a 15-minute
window.
Closing starts at the beginning of the window; any
position still open at the end of the window will
be closed.

| Period | Starts | Auto-close window |
| --- | --- | --- |
| Summer time | First Sunday of March | 20:45 to 21:00 UTC |
| Winter time | First Sunday of November | 21:45 to 22:00 UTC |

Overnight and weekend holding on Master Accounts
can be enabled at the time of purchase through an
**Add-on**.

**Impact of Weekday Overnight & Weekend Trades**

**Weekday overnight trades:**

Profits from weekday overnight trades will be added to the
account
balance and will count toward Minimum Trading Days, Minimum
Profitable Days, and the Consistency Score. The trade will
also be
counted as a valid trading day.

**Weekend trades:**

Profits from weekend trades will still be added to the account
balance, while the biggest winning day and biggest losing
day will
be included in the consistency score calculation but does
not count
as a valid trading day.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is now available on the three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and
profitable
days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** warning trigger drops to 1% of account size, at every account size, for as long as the reward cycle is set to Monthly.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

| Warning | What happens |
| --- | --- |
| **1st** | A warning is recorded. |
| **2nd** | The reward split drops by half (for example, from 80% to 40%). |
| **3rd** | The reward split drops to 20%. |
| **4th** | Account breach. The account is closed immediately. |

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

| Instrument | Standard Account | Swing and Swap Free accounts |
| --- | --- | --- |
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies | No commission | No commission |
| Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |

## Leverage

| Instrument | Standard Account | Swing and Swap Free accounts |
| --- | --- | --- |
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |

Once Phase 1 is passed and the account moves to the Master Account,
Crypto
leverage changes from 1:2 to 1:1, including on swap-free
accounts. This is a temporary change and is separate from the
Dynamic Leverage below. During Phase 1, Crypto leverage stays
at 1:2.

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust Commission & Leverage as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

Dynamic leverage is designed to give more trading
flexibility while maintaining responsible risk controls.
Instead of applying a single fixed leverage ratio to the
entire position, it uses a tiered structure where smaller
trade lot sizes benefit from higher leverage, and the ratio
gradually decreases as position size grows. The temporary
Dynamic Leverage is applied to Metals, Indices, and Energies
on Master Accounts.

### Dynamic Leverage Tiers

| Lot Size | Leverage |
| --- | --- |
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 and above lots | 1:5 |

Example

The first 0.05 lots of any position uses 1:50 leverage,
meaning only a small fraction of the trade's
full value is needed as margin. As the position grows
beyond
that,
each additional portion requires progressively more margin
(stepping through 1:30, 1:25, 1:20, and 1:10) until any
volume above 0.50 lots uses the base rate of 1:5.

The margin requirement is calculated cumulatively, each
tier only applies to the portion of volume within its
range, not the entire position. So, the lower tiers
always benefit the trade, no matter how large it
becomes.

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

EURUSDGBPUSDUSDJPYUSDCHFUSDCADAUDUSDNZDUSDAUDCADAUDCHFAUDJPYAUDNZDCADCHFCADJPYCHFJPYEURAUDEURCADEURCHFEURGBPEURJPYEURNZDGBPAUDGBPCADGBPCHFGBPJPYGBPNZDNZDCADNZDCHFNZDJPYXAUUSDXAGUSDDJI30FTSE100GER40JP225NDX100SPX500STX50UKOILUSOILBTCUSDETHUSD

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

| Category | Instruments |
| --- | --- |
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on
every
single trade. This cannot be overridden regardless of margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at
the
start of the
day, whichever is higher, and resets at 00:00 Platform
Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset.

Can I trade through high-impact news during the Evaluation
phase?

Yes. There are no news trading restrictions during the
Evaluation
phase, so trades can be held and managed through news
events.
The restricted-window rules only start once the account
moves
to a
Master Account. See
[News & Weekend Holding](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on
my
Master Account?

Under the current temporary update, the system automatically
closes it before the weekend. This is not a hard
breach, and any profit is added to the balance, but that
day does not count as a valid trading day toward the
profitable-day requirement. See
[News & Weekend Holding](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

At least 1% of the Master Account Size. On a $100K account
that's $1K in profit. Requests can be made every two
weeks
after
the first executed trade on the Master Account, and
transfers are subject to exchange rates and transaction
fees. See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Bi-Weekly pays an 80% split every 14 calendar days once
the 1% minimum is cleared. Monthly pays a 100% split
every
30
calendar days, but only applies to Evaluation Accounts
purchased on or after 15 August 2026, and requires a
35%
consistency score plus 7 profitable days at 0.5%+ each;
both of those reset after a successfully processed reward.
See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with
the
add-on active. See
[Commission & Leverages](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation
phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Commission & Leverages](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

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SHA-256 8e0437841115d67e0cfe2ebdd06548110642082788c09eb777299d5c810a819b

Version 1910/9/2026, 4:22:32 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 12% OFF

- **Master Account Reset:** 7% OFF

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**5 minutes before the high-impact speech begins until 5**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

**Trading Rule Clarification**

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight and weekend holding are allowed during
**evaluation phases** for all instruments on 1 Step Flex.

#### Master

On the **Master Account**, holding trades overnight and
over the weekend is **not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by the
system unless you have the **Swing add-on**.

Trades automatically closed by the system for overnight or weekend
holding will not result in an account breach. However, weekday
overnight trades will count as a valid trading day, while weekend
holding will not count as a valid trading day.

Auto-close window for Master Accounts

Open positions on 1 Step Flex Master Accounts are closed by the system each day within a 15-minute window.
Closing starts at the beginning of the window; any position still open at the end of the window will be closed.

| Period | Starts | Auto-close window |
| --- | --- | --- |
| Summer time | First Sunday of March | 20:45 to 21:00 UTC |
| Winter time | First Sunday of November | 21:45 to 22:00 UTC |

Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an **Add-on**.

**Impact of Weekday Overnight & Weekend Trades**

**Weekday overnight trades:**

Profits from weekday overnight trades will be added to the account
balance and will count toward Minimum Trading Days, Minimum
Profitable Days, and the Consistency Score. The trade will also be
counted as a valid trading day.

**Weekend trades:**

Profits from weekend trades will still be added to the account
balance, while the biggest winning day and biggest losing day will
be included in the consistency score calculation but does not count
as a valid trading day.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is now available on the three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

What happens if I leave a trade open over the weekend on
my
Master Account?

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

Why did my Crypto leverage change when I moved to the Master
Account?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 ff12a834661a1a4361b40eac7534c427489a726a16e9a5c035e2ca1b150e777f

Version 1810/8/2026, 4:21:55 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 12% OFF

- **Master Account Reset:** 7% OFF

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

Closing starts at the beginning of the window, and any
position
still open at the end of it will be closed. Overnight
and
weekend holding on Master Accounts can be enabled at
the
time of purchase through an
**Add-on**.

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is now available on the three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

What happens if I leave a trade open over the weekend on
my
Master Account?

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

Why did my Crypto leverage change when I moved to the Master
Account?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

**No results found** Try different keywords.

SHA-256 760dd1c5c28bb610ccf42d5e802f4a898f826ad1d95ad5613e0e7f3beaa3ffa9

Version 1710/6/2026, 4:21:51 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** differs by account
size

- $50K and below: **20% off**
- For $100K: **15% off**

- **Master Account Reset:** 8% off the
purchase
price

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is now available on the three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

What happens if I leave a trade open over the weekend on
my
Master Account?

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

Why did my Crypto leverage change when I moved to the Master
Account?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 7183f3cc306b39c18b5913a58fa6018a87ffee9ce178cf63e08ab704a0644a13

Version 1610/2/2026, 4:22:48 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to MasterAccount ViolationsNews & Weekend HoldingRewardsCommission & Leverage

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** differs by account
size

- $50K and below: **20% off**
- For $100K: **15% off**

- **Master Account Reset:** 8% off the
purchase
price

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5, cTrader & Match-Trader

This add-on is now available on the three platforms.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Commission & Leverage: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

What happens if I leave a trade open over the weekend on
my
Master Account?

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

Why did my Crypto leverage change when I moved to the Master
Account?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

**No results found** Try different keywords.

SHA-256 8c9c7415ce3be37800cce8299e57a6fd4cd2e0862c51d9b3bd7e4fb6b252daf9

Version 159/30/2026, 4:21:15 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** differs by account size

- $50K and below: **20% off**
- For $100K: **15% off**

- **Master Account Reset:** 8% off the
purchase
price

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected
once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the
dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Profit deduction

Any profit from trade ideas that received
a warning
is deducted
from the account.

Trading Conditions: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

Yes. There are no news trading restrictions during the
Evaluation
phase, so trades can be held and managed through news
events.
The restricted-window rules only start once the account
moves
to a
Master Account. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on
my
Master Account?

Under the current temporary update, the system automatically
closes it before the weekend. This is not a hard
breach, and any profit is added to the balance, but that
day does not count as a valid trading day toward the
profitable-day requirement. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with
the
add-on active. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation
phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

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SHA-256 e51456398f986e669dd403d42f166dfef25b9cb55c8d815d46d6c3657bb1dabb

Version 149/29/2026, 4:21:23 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 8% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea**
can
be any of the following:

- One trade
- Multiple trades running together on the
same instrument
and in the same direction

- Two or more new trades opened within
10 minutes of
closing a losing trade

Warnings are cumulative and do not reset
between Reward
cycles.

Trading Conditions: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

Yes. There are no news trading restrictions during the
Evaluation
phase, so trades can be held and managed through news
events.
The restricted-window rules only start once the account
moves
to a
Master Account. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on
my
Master Account?

Under the current temporary update, the system automatically
closes it before the weekend. This is not a hard
breach, and any profit is added to the balance, but that
day does not count as a valid trading day toward the
profitable-day requirement. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with
the
add-on active. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation
phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 1eed02682ab0f51ac23df01d03809137daaa553ce2eeb0dcd291b1aa24b3c847

Version 139/28/2026, 4:21:30 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **80% Bi-Weekly reward**: request a Reward every
two weeks.

- **Overnight & Weekend Holding**: always allowed
on Evals. Allowed on Master with Swing Add-on.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 8% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the dashboard
once
the account qualifies.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

2% or 3%

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit 2% or 3%** (based on
the
configuration you purchased) of the higher value
between
the opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Overnight & Weekend Holding

#### Evaluation

Overnight & Weekend holding are allowed during
**evaluation phases** for all instruments on
1 Step Flex.

#### Master

On the **Master Account**,
holding trades overnight and over the weekend is
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system unless you have the **Swing add-on**.

Trades closed by the system for Overnight & Weekend holding
will not result in an account breach; however, it will not
count as a valid trading day.

**Impact of Weekend trades on consistency score**

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day
will be included in the consistency score calculation.

**Auto-close window for Master Accounts**

Open positions on 1 Step Flex Master Accounts are closed
by the system each day within a 15-minute window:

• Summer time (from the first Sunday of March): 20:45
– 21:00
UTC

• Winter time (from the first Sunday of November): 21:45
– 22:00 UTC

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 80%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly80% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

I have a position open but have not closed anything in a
month.
Am I safe?

Which loss limit closes my account first?

Can I trade through high-impact news during the Evaluation
phase?

Yes. There are no news trading restrictions during the
Evaluation
phase, so trades can be held and managed through news
events.
The restricted-window rules only start once the account
moves
to a
Master Account. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on
my
Master Account?

Under the current temporary update, the system automatically
closes it before the weekend. This is not a hard
breach, and any profit is added to the balance, but that
day does not count as a valid trading day toward the
profitable-day requirement. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with
the
add-on active. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation
phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

**No results found** Try different keywords.

SHA-256 fda0fb3392f14daa7415822e4ec5699c64a39c5c79ad8ebef14f4020e13c7b7c

Version 129/25/2026, 4:15:29 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on any schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests trading skills and builds a trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on the dashboard
once
the account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

The Profit Concentration Policy sets clear expectations on evaluation
results. If a single trade idea accounts for more than
**60% of the profit target** in an evaluation phase,
the
Master Account created after passing will require
**4 minimum profitable days** before each reward can
be
requested.

How does the Profit Concentration Policy work?

The trigger

During any Evaluation phase, if a single trade idea
accounts for
more than **60% of the profit target**,
the
policy is triggered. This applies even if the account
has not
yet reached the full profit target.

**Example: 1 Step Flex (12% target on a $5K**
**account)**
the profit target is $600, so
60% of the
target is **$360**.

Account in profit $5,500

If one trade idea contributed $400, the
policy
is
triggered because that single trade idea
contributed
more
than $360.

Account in drawdown $4,900

If one trade idea contributed $400, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$360
profit target, even if the account balance
is below its initial account size.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

If the account is currently $98,000 in drawdown,
but the day
closes with $600 in net realized profit, that
day
qualifies
as one profitable day. The account does not need
to recover
the drawdown before the day can count.

What counts as a trade idea

One trade, multiple trades running together on the
same
instrument and in the same direction, or any new
trade
opened
within 10 minutes of closing a losing trade is considered
a
single trade idea. All closed profits or losses from
a single
trade idea are counted together.

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If currently in Phase 1 and passing after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of established rules.
Committing a hard breach results in immediate account closure
with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
the opening balance or opening equity for that day.

At the start of each trading day, the system records
both
balance and equity. Whichever is higher becomes
the baseline.
Equity cannot fall by more than 3% of that baseline
at any
point during the day, including floating losses from
open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on the FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after the last trade was fully
closed.

Open trades do not count

How does the Striking System work?

The **Striking System** applies
when
the closed and floating loss on
one trade idea
reaches **1% of the Master Account size**.

All losses from a single trade idea
are counted together. A **trade idea** can
be any of the following:

- One trade
- Multiple trades running together on the same instrument
and in the same direction

- Two or more new trades opened within 10 minutes of closing a losing trade

Warnings are cumulative and do not reset between Reward
cycles.

| Warning | What happens |
| --- | --- |
| **1st** | A warning is recorded. |
| **2nd** | The reward split drops by half (for example, from 80% to 40%). |
| **3rd** | The reward split drops to 20%. |
| **4th** | Account breach. The account is closed immediately. |

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
Trades can be held and managed during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Trades can be held during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, trades cannot be opened or closed
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Holding Trades Over the Weekend

Temporary Update: Effective 29 January 2026

- Holding trades over the weekend exposes the account to
gap risk when markets reopen on Monday.

Weekend holds are permitted during
**evaluation phases** for all instruments on
1 Step Flex. Opening and Closing trades during the weekend
is not allowed for both Evaluation and Master phase.

On the **Master Account**, a temporary change
is in effect:
holding trades over the weekend is currently
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by
the system over the weekend. This will not result in an account
breach; however, it will not count as a valid trading day.

Profits from these trades will still be added to the account
balance while the biggest winning day and biggest losing
day will be included in the consistency score calculation.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Mechanics of the Master Account, including purchasing power,
trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | $5 per lot | $10 per lot |
| Metals | $5 per lot | $10 per lot |
| Energies | No commission | No commission |
| Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |

## Leverage

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | 1:100 | 1:30 |
| Metals | 1:30 | 1:10 |
| Energies | 1:10 | 1:5 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:2 | 1:1 |

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

The first 0.05 lots of any position uses 1:50 leverage,
meaning only a small fraction of the trade's
full value is needed as margin. As the position grows beyond
that,
each additional portion requires progressively more margin
(stepping through 1:30, 1:25, 1:20, and 1:10) until any
volume above 0.50 lots uses the base rate of 1:5.

## Instruments

41 instruments across 5 asset classes

Forex, Metals, Indices, Energies, and Crypto

FX Majors · 7FX Crosses · 21Metals · 2Indices & Energies · 9Crypto · 2

View full instrument list by category

| Category | Instruments |
| --- | --- |
| FX Majors7 | EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD |
| FX Crosses21 | AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY |
| Metals2 · spot | XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) |
| Indices7 · cash | DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) |
| Energies2 · spot | UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) |
| Crypto2 | BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) |

Instrument specifics such as market hours, contract
size, and swap rates are available in the trading
platform.

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

The Evaluation still passes and the Master Account is created
as
normal. The condition moves to the Master Account: every
Reward
request needs 4 profitable days, and a profitable day closes
up
0.5% or more of the account size. The condition does not
expire,
and the Reward split stays at 85%.

What happens to my Reward split after a second strike?

It drops by half, from 85% to 42.5%, and stays there. Warnings
are
cumulative and do not reset between Reward cycles, so a third
warning
takes the split to 20% and a fourth closes the account. Any
profit
from trade ideas that received a warning is deducted from
the
account.

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset.

Can I trade through high-impact news during the Evaluation phase?

Yes. There are no news trading restrictions during the Evaluation
phase, so trades can be held and managed through news events.
The restricted-window rules only start once the account moves
to a
Master Account. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on my
Master Account?

Under the current temporary update, the system automatically
closes it before the weekend. This is not a hard
breach, and any profit is added to the balance, but that
day does not count as a valid trading day toward the
profitable-day requirement. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

At least 1% of the Master Account Size. On a $100K account
that's $1K in profit. Requests can be made every two weeks
after
the first executed trade on the Master Account, and
transfers are subject to exchange rates and transaction
fees. See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Bi-Weekly pays an 85% split every 14 calendar days once
the 1% minimum is cleared. Monthly pays a 100% split every
30
calendar days, but only applies to Evaluation Accounts
purchased on or after 15 August 2026, and requires a 35%
consistency score plus 7 profitable days at 0.5%+ each;
both of those reset after a successfully processed reward.
See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with the
add-on active. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

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SHA-256 e8ef1896f0f0b495d899958337131fd424c05a5de628daa32f789de53e34abbe

Version 119/17/2026, 4:16:16 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

A second chance built for momentum. If an account is breached
due to trading behavior, risk violations, or inactivity
breach, you can restart quickly without changing your setup
with a discounted reset shown below.

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 1 Step Flex (12% target on a $5K**
**account)**
the profit target is $600, so
60% of the
target is **$360**.

Account in profit $5,500

If one trade idea contributed $400, the
policy
is
triggered because that single trade idea
contributed
more
than $360.

Account in drawdown $4,900

If one trade idea contributed $400, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$360
profit target, even if the account balance
is below its initial account size.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Once you successfully pass Phase 1, you will be offered the opportunity
to trade on a Master Account. For setup instructions,
[click here](https://help.fundingpips.com/hc/en-us/articles/48636294148497-Master-Account-Setup).

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

The Max Loss Limit is based on the starting account size.
Both open
and closed losses are counted, and your equity or balance
cannot
touch this level at any point, including floating losses
from open
trades. A breach closes the account.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

At the start of each trading day, the system records
both your
balance and your equity. Whichever is higher becomes
the baseline.
Your equity cannot fall by more than 3% of that baseline
at any
point during the day, including floating losses from
open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

Your account is breached if no trades are completed in
**30 consecutive calendar days**. At least
one
complete trade, opened and fully closed, must occur within
any
30-day window to keep the account active.

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

A trade idea is one trade, multiple trades running together
on the same instrument and in the same direction, or
any new trade opened within 10 minutes of closing a losing
trade is considered a single trade idea. All closed profits
or losses from a single trade idea are counted together.

Warnings are cumulative and do not reset between Reward
cycles.

| Warning | Consequence |
| --- | --- |
| **1st** | Warning issued. |
| **2nd** | Reward split drops by half. |
| **3rd** | Reward split drops to 20%. |
| **4th** | Account breach and immediate closure. |

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

You can hold trades during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, you cannot open or close trades
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Holding Trades Over the Weekend

Temporary Update: Effective 29 January 2026

- Holding trades over the weekend exposes your account to
gap risk when markets reopen on Monday.

Weekend holds are permitted during
**evaluation phases** for all instruments on
1 Step Flex. Opening and Closing trades during the weekend
is not allowed for both Evaluation and Master phase.

On the **Master Account**, a temporary change
is in effect:
holding trades over the weekend is currently
**not allowed** on 1 Step Flex Master
Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day.

Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

When you pass Phase 1 and move to the Master Account, Crypto
leverage changes from 1:2 to 1:1, including on swap-free
accounts. This is a temporary change and is separate from the
Dynamic Leverage below. During Phase 1, Crypto leverage stays
at 1:2.

## Important Information

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

Dynamic leverage is designed to give you more trading
flexibility while maintaining responsible risk controls.
Instead of applying a single fixed leverage ratio to your
entire position, it uses a tiered structure where smaller
trade lot sizes benefit from higher leverage, and the ratio
gradually decreases as your position size grows. The temporary
Dynamic Leverage is applied to Metals, Indices, and Energies
on Master Accounts.

### Dynamic Leverage Tiers

Example

The first 0.05 lots of any position uses 1:50 leverage,
meaning you only need a small fraction of the trade's
full value as margin. As your position grows beyond that,
each additional portion requires progressively more margin
(stepping through 1:30, 1:25, 1:20, and 1:10) until any
volume above 0.50 lots uses the base rate of 1:5.

Your margin requirement is calculated cumulatively, each
tier only applies to the portion of volume within its
range, not your entire position. So, you always benefit
from the lower tiers, no matter how large your trade
becomes.

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on
every
single trade. This cannot be overridden regardless of your
margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset.

Can I trade through high-impact news during the Evaluation phase?

Yes. There are no news trading restrictions during the Evaluation
phase, so you can hold and manage trades through news events.
The restricted-window rules only start once you move to a
Master Account. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What happens if I leave a trade open over the weekend on my
Master Account?

Under the current temporary update, the system automatically
closes it for you before the weekend. This is not a hard
breach, and any profit is added to your balance, but that
day does not count as a valid trading day toward your
profitable-day requirement. See
[Additional Guidelines](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#guidelines).

What's the minimum profit I need before requesting a Bi-Weekly
Reward?

At least 1% of the Master Account Size. On a $100K account
that's $1K in profit. You can request every two weeks after
your first executed trade on the Master Account, and
transfers are subject to exchange rates and transaction
fees. See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

What's the difference between the Bi-Weekly and Monthly reward
cycles?

Bi-Weekly pays an 85% split every 14 calendar days once you
clear the 1% minimum. Monthly pays a 100% split every 30
calendar days, but only applies to Evaluation Accounts
purchased on or after 15 August 2026, and requires a 35%
consistency score plus 7 profitable days at 0.5%+ each;
both of those reset after a successfully processed reward.
See
[Rewards](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#rewards).

Can I use the Swap-Free add-on on cTrader or Match-Trader?

No. The Swap-Free add-on is only available on MetaTrader
5.
It applies to Forex and Metals only — Energies, Indices,
and Crypto still incur standard swap charges even with the
add-on active. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

Why did my Crypto leverage change when I moved to the Master
Account?

Crypto leverage drops from 1:2 during the Evaluation phase
to 1:1 on the Master Account, including on Swap-Free
accounts. This is a separate, temporary change from the
Dynamic Leverage tiers applied to Metals, Indices, and
Energies. See
[Trading Conditions](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#conditions).

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SHA-256 d1ddab36b2bb362400fd4339b233035d89db690331378e372641370a2e1a431f

Version 109/12/2026, 4:16:32 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

During any Evaluation phase, if a single trade idea
accounts for
more than **60% of the phase's profit target**,
the
policy is triggered. This applies even if the account
has not
yet reached the full profit target.

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

You can hold trades during news events on the Master
Account, however specific rules apply to
**trades opened**
**or closed near high-impact news or speeches events**.

* * *

The restricted window

Restricted
**News**;
the window runs from
**5 minutes before or 5 minutes**
**after**
**high-impact news**.

Restricted
**Speeches**;
the window
runs from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened or closed
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, you cannot open or close trades
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Holding Trades Over the Weekend

Temporary Update: Effective 29 January 2026

- Holding trades over the weekend exposes your account to
gap risk when markets reopen on Monday.

Weekend holds are permitted during
**evaluation phases** for all instruments on
1 Step Flex, 2 Step Standard, 2 Step Flex, and 2 Step Pro
accounts.

On the **Master Account**, a temporary change
is in effect:
holding trades over the weekend is currently
**not allowed** on 1 Step Flex Master
Accounts. Any open trades will be automatically closed
by the system over the weekend. This will not result
in an account breach.

Profits from trades held over the weekend and
automatically closed by the system will be added to
the account balance. The biggest winning day and
biggest losing day will be counted as the basis for
calculating the consistency score. However, these
profits will not count as a valid trading day.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

No. Inactivity counts completed trades, so a position sitting
open
does not reset the 30 days. The trade has to be opened and
fully
closed. There is no time limit to hit the Profit Target,
so this is the
one rule that can close the account without a loss. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kJ--b5d14150d5c734a1e09674c00a87dbb4c24f0561)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kK--d9c72e3b2df9d0b66fd68527542f48828c090e12)

Support

## Still Need Help?

Let’s chat

Live Chat

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Chat with us

Our community

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**Search the Help Center** Type to instantly search articles, guides, and policies.

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SHA-256 e7bdeb40d990057687ef1f12a63cfba3c16fcc19f06f2aa91296a985fb0041af

Version 99/11/2026, 4:16:46 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News & Speeches Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The restricted window

Restricted
**News**;
you cannot open or close positions
within
**5 minutes before or 5 minutes**
**after**
**high-impact news**
on the affected currencies.

Restricted
**Speeches**;
the window
spans from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened, closed, or held
within the restricted high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news and
speeches
affects USD, you cannot open or close trades
on any USD-related pairs within the restricted
windows.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news or speech:**
profits will count if closed within the restricted
windows.

- **Trades opened less than 5 hours before the news or speech:**
profits will not count if closed during the restricted
windows.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Holding Trades Over the Weekend

Temporary Update: Effective 29 January 2026

- Holding trades over the weekend exposes your account to
gap risk when markets reopen on Monday.

Weekend holds are permitted during
**evaluation phases** for all instruments on
1 Step Flex, 2 Step Standard, 2 Step Flex, and 2 Step Pro
accounts.

On the **Master Account**, a temporary change
is in effect:
holding trades over the weekend is currently
**not allowed** on 2 Step Standard Master
Accounts. Any open trades will be automatically closed
by the system over the weekend. This will not result
in an account breach.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kJ--b5d14150d5c734a1e09674c00a87dbb4c24f0561)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kK--d9c72e3b2df9d0b66fd68527542f48828c090e12)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 4bb82d7a8b87c2737b2deea026ef984facbbe6b681573d0c2933189c0db4c6b7

Version 89/10/2026, 4:16:40 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News Trading & Weekend Holds

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Weekend holds are permitted during evaluation phases
with no restrictions.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Weekend Holds: Temporarily Not Allowed

A temporary change is in effect: holding trades over
the weekend is currently **not allowed**
on 1 Step Flex Master Accounts. Ensure all trades
are closed before market close on Friday. Any open
trades will be automatically closed by the system;
this is not a hard breach.

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The restricted window

Restricted
**News**;
you cannot open or close positions
within
**5 minutes before or 5 minutes**
**after**
**high-impact news**
on the affected currencies.

Restricted
**Speeches**;
the window
spans from
**10 minutes before the high-impact speech begins until 10**
**minutes after**
it concludes.

Profit Deduction

Profits made from trades opened, closed, or held
within the restricted window around any high-impact
news and speeches on the affected currency may be
deducted.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news
affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

This applies to Evaluation Accounts purchased
**on or after 15 August 2026**.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

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- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kK--d9c72e3b2df9d0b66fd68527542f48828c090e12)

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SHA-256 49a7adbf135c5e7f9e616b33e9756be2891b3bb26336bd30abb2695477296753

Version 79/8/2026, 4:16:24 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News Trading & Weekend Holds

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Weekend holds are permitted during evaluation phases
with no restrictions.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Weekend Holds: Temporarily Not Allowed

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The 10-minute restricted window

You cannot open or close positions within a
**10-minute window** surrounding a

Restricted

high-impact
news and speeches on the affected currencies.
This window spans **5 minutes before or 5 minutes**
**after** the event. For high-impact speeches, the window
spans 5 minutes before the speech begins until 5
minutes after it concludes.

Profit Deduction

Profits from trades made during a

Restricted

high-impact news and speeches may be subject to profit
deduction.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news
affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kJ--b5d14150d5c734a1e09674c00a87dbb4c24f0561)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kK--d9c72e3b2df9d0b66fd68527542f48828c090e12)

Support

## Still Need Help?

Let’s chat

Live Chat

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Chat with us

Our community

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[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

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SHA-256 5a46f4e1c207605d0ba438f64fbd7b39f30cc62cc48c4c2beb92e223f3f3f39b

Version 68/28/2026, 3:46:56 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News Trading & Weekend Holds

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the News
and
Speeches.

Trading during high-impact news and speeches is subject to specific
restrictions depending on your account phase.

Important

Purposely trading during news and speeches in both the Evaluation
and Master phases is prohibited and will result in account closure.

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Weekend holds are permitted during evaluation phases
with no restrictions.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Weekend Holds: Temporarily Not Allowed

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The 10-minute restricted window

You cannot open or close positions within a
**10-minute window** surrounding a

Restricted

Profit Deduction

Profits from trades made during a

Restricted

high-impact news and speeches may be subject to profit
deduction.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news
affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 f93976fd2bcb72f6f8bf6c2ac047fea0f029eac9f613d49580883ec3f197716b

Version 58/27/2026, 3:32:34 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

## News Trading & Weekend Holds

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news source, which features the High-impact News, Speeches and Significant Unscheduled Market Event (SUME).

Evaluation Phase

There are
**no news trading restrictions during the Evaluation phase**.
You can hold and manage trades during the news events.

Weekend holds are permitted during evaluation phases
with no restrictions.

Master Account

Soft Breach

These rules do not result in account closure, but affected
profits
will be deducted.

Weekend Holds: Temporarily Not Allowed

You can hold trades during news events on the Master
Account, however specific rules apply to trades opened
or closed near high-impact news events.

* * *

The 10-minute restricted window

You cannot open or close positions within a
**10-minute window** surrounding a high-impact
news event (red folder only) on the affected currencies.
This window spans 5 minutes before and 5 minutes
after the event. For high-impact speeches, the window
spans 5 minutes before the speech begins until 5
minutes after it concludes.

Profits from trades made during a Significant Unscheduled Market Event (SUME), that cause extreme volatility, abnormal price movements, liquidity issues, widening spreads, or price gaps, may be subject to **profit deduction.**

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact event or speech are excluded from the
restriction and can be closed within the restricted
window. Profits from these trades will count.

Examples

- **Related currency:** if news
affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute
window.

- **Trade opened 30 minutes before the event:**
closing it within the window will result
in those profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

Important

Purposely trading news in both evaluation phase and
master phase is prohibited and will lead to account
closure.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size**
(including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The
profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and
the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle
does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for
all
Master Accounts. Ensure all trades are closed before
the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

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SHA-256 c8c0cadd915da1f6ebb1e0f3289d4deee5a34aad6da8bcd9b8cc027e5b63c3ad

Version 48/26/2026, 3:17:12 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- The **reward cycle** can be selected once
the evaluation account reaches to Master Account

- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

A trade idea is a single trade, or multiple positions
on the same
instrument in the same direction, including any new position
opened
within 10 minutes of closing a losing trade. All of these
positions
are counted as one trade idea.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

Soft Breach

These rules do not lead to account closure on their own, but
breaking
them can remove affected profits. News restrictions and weekend
holds
apply on the Master Account.

## News Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news
source.
High-impact events and speeches, including
**Trump speeches and tweets**.

There are **no restrictions** on holding trades
during
news events during the evaluation phase. You are free to
manage your
trades as you see fit.

Important

Purposely trading news is prohibited and will lead to
account
closure.

You **can hold trades** during news events on
the Master
Account, however specific rules apply to trades opened or
closed near
high-impact news events.

* * *

The 10-minute restricted window

You cannot open or close positions within a
**10-minute**
**window** surrounding
a high-impact news event (red folder
only) on the affected currencies. This window spans 5
minutes
before and 5 minutes after the event. For high-impact
speeches, the
window spans 5 minutes before the speech begins until
5 minutes
after it concludes.

Profits from trades opened or closed within this window
**will not be counted** on the Master Account.
The
**full profit** of the affected trade is
deducted, not
just the portion earned during the window.

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact
event or speech are excluded from the restriction and
can be closed
within the restricted window. Profits from these trades
will count.

Related currency

If news affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute window.

Trade opened 30 minutes before the event

Closing it within the window will result in those
profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Weekend Holding

Weekend holds are **permitted** during the evaluation
phase with no restrictions.

Weekend Holds: Temporarily Not Allowed

A temporary change is in effect since 29 January 2026:
holding
trades over the weekend is currently **not allowed**
on
1 Step Flex **Master Accounts**. Ensure
all trades are
closed before market close on Friday. Any open trades
will be
automatically closed by the system; this is not a hard
breach.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size** (including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and profitable
days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for all
Master Accounts. Ensure all trades are closed before the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

Support

## Still Need Help?

Let’s chat

Live Chat

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Chat with us

Our community

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SHA-256 21d514b97f9aaa8c49a6a7da7d326dd99a0f1296077bab3b44a36eac4de5b22a

Version 38/22/2026, 3:31:13 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **reward cycle**
- Keeps the same **trading platform**
- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

How does the Profit Concentration Policy work?

The trigger

**Example: 2 Step Standard (8% target on a $25K**
**account)**
the profit target is $2,000, so
60% of the
target is **$1,200**.

Account in profit $26,500

If one trade idea contributed $1,250, the
policy
is
triggered because that single trade idea
contributed
more
than $1,200.

Account in drawdown $24,900

If one trade idea contributed $1,250, the
policy
is also
triggered, the trade idea exceeded 60% of
the
$2,000
profit target, even though the account is
still
below the
profit target.

- The policy is assessed at the phase level. Each
phase
is
evaluated independently.

Triggering the policy
**does not fail the Evaluation**.
It only adds an additional reward requirement
once the
Evaluation is passed, the Master Account is obtained,
and a reward is requested.

The requirement

When the policy is triggered, the Master Account
created
after
passing that evaluation requires a minimum of
**4**
**profitable days**
before each reward can be
requested.

- **A profitable day** is a trading
day
where net
realized profit is at least 0.5% of the account's
initial
balance on the Master Account.

- The 4 profitable days do not need to be consecutive.

- The profitable-day requirement applies even if
the
Master
Account is in drawdown, as long as the required
daily
profit
threshold is met.

- Once 4 profitable days are achieved, reward requests
are
available as normal.

Example: on a $100K Master Account (0.5% = $500)

What counts as a trade idea

Which accounts are affected

This policy applies to newly created Evaluation accounts
of all sizes,
created on or after June 27, 2026. Existing Evaluation accounts
are not affected.

- Evaluation accounts created before June 27, 2026 are
not subject to this policy.

- If you are currently in Phase 1 and pass after June 27,
2026, the new Phase 2 account will be subject to this
policy.

- If you are already in Phase 2 as of June 27, 2026, this
policy does not apply, even after passing.

- Any new Evaluation account created on or after June 27,
2026 is subject to this policy.

## The Master Account

Evaluation Complete

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

Soft Breach

These rules do not lead to account closure on their own, but
breaking
them can remove affected profits. News restrictions and weekend
holds
apply on the Master Account.

## News Trading

We use the
**Economic Calendar on the FundingPips dashboard**
as our official news
source.
High-impact events and speeches are highlighted in red.

There are **no restrictions** on holding trades
during
news events during the evaluation phase. You are free to
manage your
trades as you see fit.

Important

Purposely trading news is prohibited and will lead to
account
closure.

You **can hold trades** during news events on
the Master
Account, however specific rules apply to trades opened or
closed near
high-impact news events.

* * *

The 10-minute restricted window

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact
event or speech are excluded from the restriction and
can be closed
within the restricted window. Profits from these trades
will count.

Related currency

If news affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute window.

Trade opened 30 minutes before the event

Closing it within the window will result in those
profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Weekend Holding

Weekend holds are **permitted** during the evaluation
phase with no restrictions.

Weekend Holds: Temporarily Not Allowed

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size** (including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and profitable
days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify
for a reward, each with **0.5% or more**

profit of the starting Master Account Size. Profitable
days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for all
Master Accounts. Ensure all trades are closed before the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 23a1cd1daf228b8b00234b5c4dffe0a8b94f631dd383e02f979d4cae2e6f33b6

Version 28/20/2026, 5:40:43 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **reward cycle**
- Keeps the same **trading platform**
- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## The Master Account

Evaluation Complete

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

What counts as a trade idea

A trade idea is a single trade, or multiple positions on
the same
instrument in the same direction, including any new position
opened
within 10 minutes of closing a losing trade. All of these
positions
are grouped and assessed together.

Exceeding the limit does not fail the Evaluation

Exceeding the limit **does not fail the Evaluation**.
It
only adds a reward requirement after you pass; see the Rewards
tab.

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

Soft Breach

These rules do not lead to account closure on their own, but
breaking
them can remove affected profits. News restrictions and weekend
holds
apply on the Master Account.

## News Trading

We use **Forex Factory** as our official news
source.
High-impact events and speeches are highlighted in red. You
can also
access the calendar directly through your dashboard.

There are **no restrictions** on holding trades
during
news events during the evaluation phase. You are free to
manage your
trades as you see fit.

Important

Purposely trading news is prohibited and will lead to
account
closure.

You **can hold trades** during news events on
the Master
Account, however specific rules apply to trades opened or
closed near
high-impact news events.

* * *

The 10-minute restricted window

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact
event or speech are excluded from the restriction and
can be closed
within the restricted window. Profits from these trades
will count.

Related currency

If news affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute window.

Trade opened 30 minutes before the event

Closing it within the window will result in those
profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Weekend Holding

Weekend holds are **permitted** during the evaluation
phase with no restrictions.

Weekend Holds: Temporarily Not Allowed

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size** (including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The consistency score and profitable days reset after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** to qualify for a reward, each with **0.5% or more**
profit of the starting Master Account Size. Profitable days resets after each
reward.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for all
Master Accounts. Ensure all trades are closed before the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

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[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

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SHA-256 811a9acea01af07b2449ba2b17cd60e21a0e831b78eff4601e2df989743a1438

Version 18/17/2026, 11:45:43 AM

1 Step Flex

How the 1 Step Flex works

1 Step Flex has one Evaluation phase and the fewest rules on how
to
trade.

- **One phase, to Master**: a single Evaluation phase,
then the Master Account.

- **No minimum trading days**: pass on your own schedule.

- **85% Bi-Weekly reward**: request a Reward every
two weeks.

- **Five account sizes**: $5K, $10K, $25K, $50K, and
$100K.

Evaluation to Master PhaseAccount ViolationsAdditional GuidelinesRewardsTrading Conditions

Tests your trading skills and builds your trading profile.

Phase 1

- Achieve a **12% profit target** during
Phase 1.

- No minimum trading days and no time limit to pass.
- Adhere to all trading rules and risk limits.

Account Reset

- **Evaluation Reset:** 15% off the purchase
price

- **Master Account Reset:** 7% off the purchase
price (excluding $100K accounts)

- A non-USD account resets as a USD account.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **reward cycle**
- Keeps the same **trading platform**
- If a Master Account is reset, it restarts from Phase 1

The reset option will appear automatically on your dashboard
once
your account qualifies.

## The Master Account

Evaluation Complete

## Profit Concentration Policy

Evaluation Phase · All Account Sizes

What counts as a trade idea

A trade idea is a single trade, or multiple positions on
the same
instrument in the same direction, including any new position
opened
within 10 minutes of closing a losing trade. All of these
positions
are grouped and assessed together.

Exceeding the limit does not fail the Evaluation

Exceeding the limit **does not fail the Evaluation**.
It
only adds a reward requirement after you pass; see the Rewards
tab.

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your
account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to
learn more.

Max Loss Limit

12%

Your equity or balance cannot fall 12% below the starting
account
size.

How is this calculated? ↓

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

Striking System

All Master Account sizes. A warning at 1% floating loss on
one trade idea. Four warnings
close
the account.

How do warnings work? ↓

How is the Max Loss Limit calculated?

**Max Loss Limit: 12%** of the starting
account size.

* * *

On a $100K account

Starting account size: **$100K**

Based on $100K (the account size)

12% of $100K = $12K. Your equity or balance cannot
drop to
**$88K** at any
point.

How is the Daily Loss Limit calculated?

**Daily Loss Limit: 3%** of the higher value
between
your opening balance or opening equity for that day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop to
**$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop to
**$97K** that day.

Important

Both floating P&L and closed positions count
toward the daily
loss. The limit resets at
**00:00 Platform Time**
**(UTC+3)**.
Check the countdown timer on your FundingPips
dashboard.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

How do the Striking System warnings work?

The **Striking System** applies
when
the floating loss on
one trade idea
reaches **1% on the Master account size**.

Warnings are cumulative and do not reset between Reward
cycles.

Profit deduction

Any profit from trade ideas that received a warning
is deducted
from the account.

Soft Breach

These rules do not lead to account closure on their own, but
breaking
them can remove affected profits. News restrictions and weekend
holds
apply on the Master Account.

## News Trading

We use **Forex Factory** as our official news
source.
High-impact events and speeches are highlighted in red. You
can also
access the calendar directly through your dashboard.

There are **no restrictions** on holding trades
during
news events during the evaluation phase. You are free to
manage your
trades as you see fit.

Important

Purposely trading news is prohibited and will lead to
account
closure.

You **can hold trades** during news events on
the Master
Account, however specific rules apply to trades opened or
closed near
high-impact news events.

* * *

The 10-minute restricted window

Swing trader exception: the 5-hour rule

Trades opened **5 hours or more before**
a high-impact
event or speech are excluded from the restriction and
can be closed
within the restricted window. Profits from these trades
will count.

Related currency

If news affects USD, you cannot open or close trades
on any USD-related pairs within the 10-minute window.

Trade opened 30 minutes before the event

Closing it within the window will result in those
profits not being counted.

Trading Rule Clarification

- **Trades opened more than 5 hours before the news:**
profits will count if closed within the 10-minute
window.

- **Trades opened less than 5 hours before the news:**
profits will not count if closed during the 10-minute
window.

- Closing any partial orders will affect the entire
order, leading to a news trading flag.

- Traders are responsible for violations if deductions
exceed the daily or max loss limit.

## Weekend Holding

Weekend holds are **permitted** during the evaluation
phase with no restrictions.

Weekend Holds: Temporarily Not Allowed

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account**
**Size** (including
FundingPips' split). Transfers are
subject to exchange rates and transaction fees.

Reward cycle

Bi-Weekly, 85%

Request a Reward every two weeks.

How does this work? ↓

Reward cycle

Monthly, 100%

Every 30 calendar days, plus eligibility conditions.

How does this work? ↓

## Reward Cycles

Bi-Weekly85% Split

Request a Reward **every two weeks**. The profit
has to
meet the **1% minimum** of the account size
first. On a
$100K account that is $1K.

Request it on the dashboard

The Rewards page shows the next request date and the
profit
available.

Monthly100% Split

Effective 15 August 2026

Applies to Master Accounts purchased on
**15 August 2026** onwards.

Request a Reward with a **100% split** every
**30 calendar days** after the first executed
trade on the Master Account. The cycle resets after each
successfully processed reward.

Eligibility Requirements

- A **35% consistency score** must be
achieved: no single trading day can account for more
than 35% of total profit. This resets after each
reward.

- At least **7 profitable days** within the
current 30-day cycle, each with profit of
**0.5% or more** of the starting Master
Account Size.

- The **Striking System** already applies
at a **1% of account size** warning
trigger, at every account size. The Monthly cycle does
not change this; the trigger remains 1% on Bi-Weekly
as well.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Master Accounts Only

- Weekend holds are currently **not allowed**.
Close all trades before Friday market close. Any open
trades will be closed by the system; this is not a hard
breach.

- Dynamic leverage has been applied to Metals, Energies,
and Indices on Master Accounts. See the
**Important Information** section below.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

## Important Information

Temporary Change Active

A temporary change to weekend holding and leverage has been
implemented on 1 Step Master Accounts and will remain in
effect until further notice.

Holding trades during the weekend is not allowed for all
Master Accounts. Ensure all trades are closed before the
market closes on Friday.

Any open trades will be automatically closed by the system.
This is not a hard breach.

We actively monitor market conditions and geopolitical
developments to ensure a safe and stable trading environment.
When volatility, liquidity, or overall risk levels change,
we may adjust trading conditions as needed. This can include
temporary changes to leverage and margin requirements. All
updates will be communicated to clients promptly by email.

## Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3)

### Temporary Dynamic Leverage

### Dynamic Leverage Tiers

Example

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate
1-lot limit per click applies and is the binding restriction.

## Frequently Asked Questions

Does the Concentration Policy applies only on accounts above
25k?

No. The Concentration policy applies on all account sizes
for the 1-Step Flex Model.

I have a position open but have not closed anything in a month.
Am I safe?

I hit the 12% target on day one but one trade idea went over
60%. What now?

What happens to my Reward split after a second strike?

Which loss limit closes my account first?

Whichever one equity hits first. Both close the account.
The 3% Daily Loss Limit uses the balance or equity at the
start of the
day, whichever is higher, and resets at 00:00 Platform Time.
The 12% Max Loss Limit sits 12% below
the starting balance and does not reset. See
[Trading Objectives](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#objectives).

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--e3e38ed8a86ed48b8bbf9d1f72a2899b72d4a584)
- [FundingPips Zero](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF32ihhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMTU3Njk0ODY1LUZ1bmRpbmdQaXBzLVplcm8GOwhUOglyYW5raQc%3D--885242f3af61626161c2ccb24e10d528dad47187)
- [2 Step Pro Model](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJF4FSFhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI3L2hjL2VuLXVzL2FydGljbGVzLzM0NTAyMDI3MzQ0MDE3LTItU3RlcC1Qcm8tTW9kZWwGOwhUOglyYW5raQg%3D--47e4b8569825df97fbddf9c95458561a958f24e1)
- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--a117d9d27683ac6d5f9b25f3bafbcc6072b2884d)
- [2 Step Flex](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGq4X%2BBKzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCBFzaw1hHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ3ODM1MTk2MjcxMjQ5LTItU3RlcC1GbGV4BjsIVDoJcmFua2kK--c1d266af77be85ce7af98cc743d64180bc39b35d)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:[email protected])

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 6acd4f1c116aae3af11262ff39f529b992b00f782fca2ef93da24617fe35a8ed