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FundingPips Zero – FundingPips

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FundingPips Zero

Direct access. No evaluations. Immediate potential.

Designed for traders ready to dive straight into a Master Account
with no evaluation phases, immediate market exposure, and direct
access
to our capital. This model demands a high-caliber strategy and elite
risk management, making it the premier choice for disciplined professionals
who value time as much as capital.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

Opening or holding trades within the restricted news and speeches
window is
a hard breach.
Holding positions over the weekend also results in
immediate account closure, regardless of instrument.
See the restricted window details ↓

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

At the start of each trading day, the system records
both your balance and your equity. Whichever is higher
becomes the baseline. Your equity cannot fall by more
than 3% of that baseline at any point during the day,
including floating losses from open trades.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

The trailing floor rises in step with your peak equity.
It never moves down. Once your equity reaches 5% above
the starting account size, the floor stops trailing
and locks permanently at the starting account size.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

This rule looks at the total unrealized loss across all
your open positions simultaneously. The moment the combined
floating loss touches -1% of the starting account size,
the account is breached, even if no trades have been
closed yet.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Each new position opened in the same direction within
**10 minutes**
of closing a losing trade is part of the same trade
idea, regardless of how many. The combined loss across
all of them is assessed against the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based
on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

Your account is breached if no trades are completed
in **30 consecutive calendar days**. At
least one complete trade, opened and fully closed, must
occur within any 30-day window to keep the account active.

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Economic Calendar
on the main dashboard are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses the
**Economic Calendar on the main dashboard**
as the official news source which features
events
and speeches.

High-impact news and speeches tagged as

Restricted

are subject to our news trading rules.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

| Day | Result |
| --- | --- |
| Day 1 | $518 Profit |
| Day 2 | $497 Profit |
| Day 3 | $508 Profit |
| Day 4 | $459 Profit |
| Day 5 | $492 Profit |
| Day 6 (Biggest Winning Day) | $520 Profit |
| Day 7 | $506 Profit |

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Continue trading and keep each day's profit below
your current biggest winning day. As your total profit
grows, the percentage that one big day represents
will naturally fall and bring the score back within
range.

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling
30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | $7 per lot | $10 per lot |
| Metals | $7 per lot | $10 per lot |
| Energies / Indices | No commission | No commission |
| Crypto | 0.04% | 0.04% |

## Leverage

| Instrument | Standard Account | Swap-Free Account (MT5) |
| --- | --- | --- |
| Forex | 1:50 | 1:30 |
| Metals | 1:20 | 1:10 |
| Energies | 1:10 | 1:10 |
| Indices | 1:20 | 1:5 |
| Crypto | 1:1 | 1:1 |

On FundingPips Zero, Crypto leverage on the Master Account is
1:1, including on swap-free accounts. Because Zero has no
evaluation phase and starts as a Master Account, Crypto is 1:1
from account creation. This is a temporary change and is
separate from the Dynamic Leverage below.

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Dynamic leverage applies a tiered structure to Metals,
Indices, and Energies on Master Accounts. Instead of
a single fixed rate, the leverage ratio decreases as
your position size grows. Each tier applies only to the
volume within its range, not your entire position.

| Lot Size | Leverage |
| --- | --- |
| 0.00 - 0.05 lots | 1:50 |
| 0.05 - 0.10 lots | 1:30 |
| 0.10 - 0.15 lots | 1:25 |
| 0.15 - 0.25 lots | 1:20 |
| 0.25 - 0.50 lots | 1:10 |
| 0.50 lots and above | 1:5 |

Example

On a 0.20 lot position: the first 0.05 lots use 1:50,
the next 0.05 lots use 1:30, the next 0.05 lots use
1:25, and the remaining 0.05 lots use 1:20. Your
margin requirement is calculated cumulatively across
each tier.

## Lot Size Limit

20-Lot Max per Click / Trade

A hard 20-lot limit is enforced at the platform level on every
single trade. This cannot be overridden regardless of your margin
or leverage allowance. For crypto specifically, a separate 1-lot
limit per click applies.

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

Yes. The violation is confirmed the moment the limit
is touched.
Even if the trade turns around and closes in profit,
the
account remains violated because the rule was broken
at some
point during the trade.

When does the 30-day inactivity clock start?

If you have not placed any trades yet, the clock starts
from
the day your account was created. If you have traded
before,
it starts the day after your last trade was fully closed.
You need to complete at least one trade within any 30-day
window to keep the account active.

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

Yes. A 20% discounted reset option is available for all
FundingPips
Zero account sizes. It is available only within 7 calendar
days of the breach, keeps the same account size, and
keeps
the same trading platform.

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

No. The Max Trailing Loss Limit never resets, including
after
a
reward. It continues to follow your highest ever account
value from the day the account was opened. The floor
only
ever moves up and never resets.

Once I reach 5% profit and the limit locks, does it ever
move again?

No. Once your account reaches 5% profit above the starting
account size, the trailing floor locks permanently at
the
starting account size and stops trailing. It will not
move
up
or down from that point, regardless of how your account
performs afterwards.

Is there a time limit on the Zero model?

There is no evaluation to pass and no deadline to hit.
FundingPips
Zero is a Master Account from day one. The only time-related
rules are that you must complete at least one trade every
30 days to avoid inactivity, and you need 7 days with
net
profit of
**0.25% or more of your Master Account Size**
within each rolling 30-day period to be eligible for
rewards.

Additional Guidelines

Can I trade during major news events?

No. On the Zero model, trading around high-impact news
events
is completely prohibited and results in immediate account
closure. You cannot open, close, or hold any trade within
10 minutes before or after a high-impact news release
on
the affected currency.

FundingPips uses the Economic Calendar on the main dashboard
as the official news source.
Only events marked in red (high-impact) are restricted.
All
positions, regardless of instrument, must also be closed
before Friday market close.

Can I hold positions over the weekend on FundingPips Zero?

No. All positions on FundingPips Zero must be closed
before
Friday market close, regardless of instrument. Leaving
any
position open into the weekend is a hard breach and the
account is closed immediately. This includes Forex, Metals,
Energies, Indices, and Crypto.

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

The Consistency Score checks that no single day was responsible
for too large a share of your total profits. If your
best
day made up more than 15% of everything you have earned
so
far, reward requests are blocked until the score comes
back
down.

Continue trading and keep each day's profit below your
best
day so far. As your total profit grows, the percentage
that
one big day represents will naturally decrease and bring
the score back within range.

My reward date has passed but I am not ready to request yet.
Will I lose it?

No. Once your reward cycle is complete, it stays available
until you choose to request it. You can submit the request
on any working day, as long as all requirements are met
and
your account is in good standing. The cycle only resets
after
a reward is successfully processed.

Trading Conditions

How many lots can I open at once on crypto?

You can open a max of 1 lot per click on crypto, as long
as your account has enough available margin. A separate
platform-wide
limit of 20 lots per click applies across all instruments,
but the 1-lot limit applies specifically to crypto.

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SHA-256 8dd55e94c9c99a647d1b8e06e3848daf1f3df9daebbb9a9f90c27f357e01e997

Version 58/27/2026, 4:01:39 AM

FundingPips Zero

Direct access. No evaluations. Immediate potential.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

Opening or holding trades within the restricted news window is
a hard breach.
Holding positions over the weekend also results in
immediate account closure, regardless of instrument.
See the restricted window details ↓

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based
on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Economic Calendar
on the main dashboard are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses the
**Economic Calendar on the main dashboard**
as the official news source which features High-impact
events
and speeches.

Exception: Soft Breach

Profits from trades made during a Significant Unscheduled Market Event (SUME) that cause extreme volatility, abnormal price movements, liquidity issues, widening spreads, or price gaps may be subject to **profit deduction**. This is not considered a hard breach, so the account will remain open.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling
30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

When does the 30-day inactivity clock start?

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

Once I reach 5% profit and the limit locks, does it ever
move again?

Is there a time limit on the Zero model?

Additional Guidelines

Can I trade during major news events?

Can I hold positions over the weekend on FundingPips Zero?

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

My reward date has passed but I am not ready to request yet.
Will I lose it?

Trading Conditions

How many lots can I open at once on crypto?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:support@fundingpips.com)

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34502157694865-FundingPips-Zero#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

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SHA-256 5535f33c78c6978649d2823aa22ce85223d6992baf9b26ee0c253140b5fbd271

Version 48/26/2026, 3:51:11 AM

FundingPips Zero

Direct access. No evaluations. Immediate potential.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based
on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Economic Calendar
on the main dashboard are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses the
**Economic Calendar on the main dashboard**
as the official news source. High-impact events and speeches are restricted,
including **Trump speeches and tweets**.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling
30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

When does the 30-day inactivity clock start?

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

Once I reach 5% profit and the limit locks, does it ever
move again?

Is there a time limit on the Zero model?

Additional Guidelines

Can I trade during major news events?

Can I hold positions over the weekend on FundingPips Zero?

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

My reward date has passed but I am not ready to request yet.
Will I lose it?

Trading Conditions

How many lots can I open at once on crypto?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

Discord

Ask 230,000+ traders

[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:support@fundingpips.com)

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34502157694865-FundingPips-Zero#)

**Search the Help Center** Type to instantly search articles, guides, and policies.

Searching…

**No results found** Try different keywords.

SHA-256 120ae007ebb127ff7a4b496bf2fb4fe8f6fce6a5eca86768cdce075d618cc27c

Version 38/22/2026, 5:20:58 AM

FundingPips Zero

Direct access. No evaluations. Immediate potential.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based
on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Economic Calendar on the main dashboard are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses the **Economic Calendar on the main dashboard**
as the official news source. Only red-flagged
(high-impact) events and speeches are restricted.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling
30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

When does the 30-day inactivity clock start?

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

Once I reach 5% profit and the limit locks, does it ever
move again?

Is there a time limit on the Zero model?

Additional Guidelines

Can I trade during major news events?

FundingPips uses the Economic Calendar on the main dashboard as the official news source.
Only events marked in red (high-impact) are restricted.
All
positions, regardless of instrument, must also be closed
before Friday market close.

Can I hold positions over the weekend on FundingPips Zero?

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

My reward date has passed but I am not ready to request yet.
Will I lose it?

Trading Conditions

How many lots can I open at once on crypto?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

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SHA-256 8b73f0de5c911f3f504364ce89bd2c170214772f8aa204a06cadeb00e4c69acc

Version 28/19/2026, 3:50:58 AM

FundingPips Zero

Direct access. No evaluations. Immediate potential.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Forex Factory are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses **Forex Factory**
as the official news source. Only red-flagged
(high-impact) events and speeches are restricted.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling 30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

When does the 30-day inactivity clock start?

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

Once I reach 5% profit and the limit locks, does it ever
move again?

Is there a time limit on the Zero model?

Additional Guidelines

Can I trade during major news events?

FundingPips uses Forex Factory as the official news source.
Only events marked in red (high-impact) are restricted.
All
positions, regardless of instrument, must also be closed
before Friday market close.

Can I hold positions over the weekend on FundingPips Zero?

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

My reward date has passed but I am not ready to request yet.
Will I lose it?

Trading Conditions

How many lots can I open at once on crypto?

## Related articles

Support

## Still Need Help?

Let’s chat

Live Chat

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SHA-256 f866b3696f5cf8d3cbe3a3d1f058b37fe1dc27cd25682f39c6a6d6cccb8e3096

Version 18/17/2026, 11:44:18 AM

FundingPips Zero

Direct access. No evaluations. Immediate potential.

- **No evaluation**: live from day one, no multi-stage
testing.

- **95% profit split**: bi-weekly reward cycle.

- **Strict risk rules**: Max Trailing Loss Limit,
max risk
per trade, news restrictions.

- **7 profitable days** per 30-day period are required
to keep the account active and unlock rewards.

- **Account sizes**: $5K, $10K, $25K, $50K, $100K,
and $200K.

Account ViolationsAdditional GuidelinesRewardsTrading Conditions

Account Violations: Hard Breach

Hard breaches are serious violations of our established rules.
Committing a hard breach will result in the immediate closure
of your account with no grace period.

## Hard Breaches

Hard Breach: Immediate Account Closure

Immediate account termination with no grace period. Click any card
to learn more.

Daily Loss Limit

Max daily loss from the higher of opening balance or equity.

How is it calculated? ↓

Max Trailing Loss Limit

Trails your highest recorded equity. Locks at breakeven once
5% in profit.

How does the trailing work? ↓

Max Open Risk Limit

Floating PnL cannot exceed -1% of the starting account size
at
any time.

How is this enforced? ↓

Risk Per Trade Idea

3% / 2%

3% below $50K · 2% at $50K and above, across all correlated
positions.

How are trade ideas grouped? ↓

Min Profitable Days

7 / 30

At least 7 profitable days (0.25%+ each) per rolling 30-day
period.

What counts as a profitable day? ↓

Inactivity

30 days

Account breached if no completed trades within 30 consecutive
days.

What counts as activity? ↓

News Trading & Weekend Holds: Prohibited

FundingPips Zero Account Reset

A reset option at a **20% discount** is now available
for all account sizes.

- Available only within **7 calendar days**
of the breach

- Keeps the same **account size**
- Keeps the same **trading platform**
- Eligible after **inactivity breaches**

How is the daily limit calculated?

**Daily Loss Limit: 3%** of the higher value
between your opening balance or opening equity for that
day.

* * *

When equity is the higher value

Opening balance: **$105K** / Opening
equity: **$107K**

Baseline = $107K (equity is higher)

3% of $107K = $3,210. Your equity cannot drop
to **$103,790** that
day.

When balance is the higher value

Opening balance: **$100K** / Opening
equity: **$99K**

Baseline = $100K (balance is higher)

3% of $100K = $3K. Your equity cannot drop
to **$97K** that
day.

Important

Both floating P&L and closed positions count
toward the daily loss.
The limit resets at **00:00 Platform Time (UTC+3)**.
Check the countdown timer on your FundingPips dashboard.

How is the Max Trailing Loss Limit calculated?

**Max Trailing Loss Limit: 5%** of your
highest ever recorded equity.

* * *

While trailing is active (below 5% profit)

Account size: **$100K** / Peak equity
reached: **$102K**

Floor = $102K - 5% = **$97,000**.
Your equity cannot drop to $97,000 at any point.

When the floor locks (5% profit reached)

Account size: **$100K** / Peak equity
reached: **$105K** (5% profit)

The floor locks permanently at **$100K**
(the starting account size). It will not trail further,
regardless of how high equity climbs afterwards.

Important

The Max Trailing Loss Limit does **not**
reset after a reward is processed.

How is the Max Open Risk Limit enforced?

**Max Open Risk Limit: 1%** of the starting
account size, measured in real time against your combined
floating PnL.

* * *

Single open position

Account size: **$100K**

1% of $100K = **$1K**

If one open trade is floating at -$1K or worse
at any moment, the account is breached.

Multiple open positions

Account size: **$100K**

Three trades open simultaneously:

- Trade A floating loss: -$400
- Trade B floating loss: -$350
- Trade C floating loss: -$250

Combined floating loss:
**-$1K = Breach**,
even though each trade individually is within limit.

Note

A profitable trade cannot offset a losing one when
calculating this limit.
Only losing positions count toward the -1% threshold.

What counts as a Risk Per Trade Idea?

The max loss allowed on a single trade idea on your
Master Account, including both realized and unrealized
losses across all related positions.

- **Below $50K:** 3% of Master Account
Size

- **$50K and above:** 2% of Master Account
Size

* * *

Single Trades

Your biggest loss on any single trade must not reach
the limit for your account size.

Below $50K

**$25K account**, limit: 3%
= **$750**

A single trade loss of $750 or more
= Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

A single trade loss of $2K or more
= Breach

Same Trade Idea: Combined Positions

Multiple positions on the same pair active at the
same
time are treated as one trade idea. Combined losses
(including unrealized) must not reach the limit.

Below $50K

**$25K account**, limit: 3%
= **$750**

Three concurrent buys on EURUSD:

- Trade 1 loss: $300
- Trade 2 loss: $200
- Trade 3 loss: $250

Combined: $750 = Breach,
even if Trade 1 is still open

$50K and above

**$100K account**, limit: 2%
= **$2K**

Three concurrent sells on XAUUSD:

- Trade 1 floating loss: $900
- Trade 2 floating loss: $700
- Trade 3 floating loss: $400

Combined: $2K = Breach,
regardless of whether trades remain open

Splitting a Trade: The 10 Minute Rule

Below $50K

**$25K account**, limit: 3%
= **$750**

- Trade 1: closed at **$500 loss**
- Trade 2: reopened same direction within
10 min, **$250 loss**

Combined: $750 = Breach

$50K and above

**$100K account**, limit: 2%
= **$2K**

- Trade 1: closed at **$1,200 loss**
- Trade 2: reopened same direction within
10 min, **$800 loss**

Combined: $2K = Breach

What counts as a profitable day?

You must achieve at least **7 profitable days**
within every rolling 30-day period. A day only qualifies
if the net closed profit for that day is at least
**0.25%** of the Master Account Size.

The first 30-day period starts on the first trade made
on the account.
The counter resets either at the end of each cycle
or after a reward is successfully processed.

* * *

What qualifies as a trading day

A day is counted only when a trade is **closed**
on that day with at least 0.25% net profit, based on the starting account size. Opening
a trade is not enough; it must be fully completed.

What counts as activity?

* * *

When the inactivity clock starts

- **No trades placed yet:** the clock
starts from the account creation date.

- **Previously traded:** the clock
starts the day after your last trade was fully
closed.

Open trades do not count

A trade only counts as activity once it is fully
closed. Leaving a trade open does not reset or pause
the inactivity timer.

What is the restricted news & weekend window?

There are two separate prohibitions on FundingPips Zero.
Each is a hard breach on its own.

* * *

News Trading: Prohibited on all instruments

No position may be opened, closed, or held within
the restricted
window around any high-impact news event on the affected
currency.

- **Scheduled news releases:** the
window runs from 10 minutes before the event
to 10 minutes after.

- **High-impact speeches:** the window
runs from 10 minutes before the speech begins
to 10 minutes after it ends.

- Only events marked in red on Forex Factory are
restricted. Medium and low-impact events are
not affected.

News Calendar

FundingPips uses **Forex Factory**
as the official news source. Only red-flagged
(high-impact) events and speeches are restricted.

Weekend Holds: All instruments

All positions must be fully closed before
market close on Friday. Leaving any position
open into the weekend is an immediate account termination,
regardless of instrument.

- **Forex, Metals, Energies, Indices, Crypto:**
must be closed before Friday market close.

Additional Guidelines: Soft Breach

Soft breaches do not lead to account closure, but may result
in restrictions such as limited access or removal of profits
depending on the violated rule.

## Soft Breach

Soft Breach: Rewards Blocked Until Resolved

Consistency Score

15% max

Your single largest winning day must not exceed 15% of your
total cumulative profit.

How is the score calculated? ↓

How is the consistency score calculated?

To request a reward, your biggest winning day must not
exceed **15%** of your total accumulated
profit. You can keep trading to bring the score back
within range.

_Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%_

* * *

Worked example: $10K account

- Total profit: **$3,500**
- Max allowable single day (15%): **$525**
($3,500 x 0.15)

- Consistency score: $520 / $3,500 x 100% =
**14.86%**

Result: Passed

14.86% is within the 15% limit. Reward request
can proceed provided all other conditions are
also met.

How to fix a score that is too high

Rewards: Minimum Amount

The minimum reward request is
**1% of the Master Account Size** (including FundingPips'
split). Transfers are subject to exchange rates and transaction
fees.

## Reward Structure

Reward Cycle

Bi-Weekly

Every 14 calendar days after your first executed trade on
the Master Account. 95% profit split on every reward.

How does this work? ↓

How does the Bi-Weekly reward cycle work?

You can request a reward with a **95% profit split**
every **14 calendar days** after your first
executed trade on your Master Account. The cycle resets
after each successfully processed reward.

If your reward date passes and you are not ready to request,
the window remains open until you choose to submit. The
cycle only resets once a reward is successfully processed.

## Eligibility Requirements

All four conditions must be met simultaneously to submit a reward
request:

#### Consistency Score 15% or below

Your biggest winning day must not exceed 15% of your
total cumulative profits. See the Consistency
Score accordion in Additional Guidelines for a full example.

#### 7 Profitable Trading Days

At least 7 days with net profit of 0.25% or more of the
starting Master Account Size within the current rolling 30-day
period.

#### 3% Safety Cushion

The first 3% profit on the Master Account isn't eligible
for reward request.
It acts as a buffer to prevent the daily loss limit from
being triggered during reward processing.

#### Biggest Loss Does Not Exceed Biggest Win

Your largest single losing trade must not exceed your
largest
single winning trade. Keep trading until this condition
is satisfied.

Trading Conditions: Execution Parameters

Understand the mechanics of your Master Account. This includes
your purchasing power, trade costs, and execution limits.

Temporary Update: Effective 16 March 2026

- Dynamic leverage has been applied to Metals, Energies, and
Indices on Master Accounts.

- See the Leverage section below for current applicable rates.

## Swap-Free Add-On

Available at purchase for traders observing Islamic finance principles.
Removes overnight swap charges on eligible instruments.

During purchase, traders can select the Swap-Free add-on
to hold positions overnight without incurring swap (interest)
fees.

MT5 Only

This add-on is exclusively available on MetaTrader
5\. It is not supported on cTrader or Match-Trader.

- Applies to **Forex and Metals** only.

- Energies, Indices, and Crypto still incur standard
swap charges even with the add-on active.

- Weekend holds remain prohibited on FundingPips Zero
regardless of this add-on. All positions must be closed
before Friday market close.

## Commission

Standard accounts use the base commission structure.
Accounts with the Swap-Free Add-on (MT5 only) pay higher
commission in exchange for no overnight swap fees.

Crypto Commission Formula

Lot size x crypto price x 0.04%. For example, 1 lot
of ETH/USD at $2,600 = **$1.04** commission.

## Leverage

Temporary Leverage Change: Active Now

A temporary adjustment is currently in effect. FundingPips
monitors market conditions and may update leverage
when volatility or risk levels change. All updates
are communicated by email.

**Temporary dynamic leverage (effective 16 March 2026 at 23:59 Server Time UTC+3):**

Example

## Lot Size Limit

20-Lot Max per Click / Trade

## Frequently Asked Questions

Common questions about the topics covered on this page.

Account Violations

What happens if I break one of the trading rules?

Your account is immediately locked. Any trades that are
still
open get closed automatically, and the account switches
to
view-only mode, meaning you can see everything but can
no
longer place trades.

Your dashboard will show exactly which rule was broken
and
when. You will also receive an email notification straight
away.

If my account drops below the limit for just a moment and
then recovers, is it still a violation?

Yes. The moment your account value touches or drops below
the limit, even briefly, it is counted as a violation.
It
does not matter if the account recovers right after.

My trade hit the loss limit during the day but closed in
profit. Is my account still violated?

When does the 30-day inactivity clock start?

I have an open trade right now. Does that count as activity?

No. A trade only counts as activity once it is fully
closed.
Leaving a trade open does not reset or pause the inactivity
timer. The trade must be completed before the 30-day
window
runs out.

My account was closed for inactivity. Do I get a discount
on a new account?

If one trade is profitable, can it cancel out a loss on another
trade for the Max Open Risk Limit?

No. Profits from one trade cannot be used to offset losses
from another when calculating the Risk Per Trade Idea
limit.
Each trade idea is assessed on its own losses only.

Does the Max Trailing Loss Limit reset after I receive a
reward?

Once I reach 5% profit and the limit locks, does it ever
move again?

Is there a time limit on the Zero model?

Additional Guidelines

Can I trade during major news events?

Can I hold positions over the weekend on FundingPips Zero?

Rewards

My Consistency Score is too high and I cannot request a reward.
How do I fix this?

My reward date has passed but I am not ready to request yet.
Will I lose it?

Trading Conditions

How many lots can I open at once on crypto?

## Related articles

- [2 Step Standard](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBGEExRhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCJF32ihhHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI2L2hjL2VuLXVzL2FydGljbGVzLzM0NTAxODA5MTEyMDgxLTItU3RlcC1TdGFuZGFyZAY7CFQ6CXJhbmtpBg%3D%3D--46b39bf108ae3ea764c4a4752417ab7212245e95)
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- [Get Started](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCBHAvIVfKDoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCJF32ihhHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSIyL2hjL2VuLXVzL2FydGljbGVzLzQ0MzkwNzMwNzQzODI1LUdldC1TdGFydGVkBjsIVDoJcmFua2kJ--1bc04a84b03d065f3c3e8b4aca664a171a719be5)
- [Your Rewards, Your Way](https://help.fundingpips.com/hc/en-us/related/click?data=BAh7CjobZGVzdGluYXRpb25fYXJ0aWNsZV9pZGwrCJGTVrhhHzoYcmVmZXJyZXJfYXJ0aWNsZV9pZGwrCJF32ihhHzoLbG9jYWxlSSIKZW4tdXMGOgZFVDoIdXJsSSI8L2hjL2VuLXVzL2FydGljbGVzLzM0NTA0NTY0OTcwMzg1LVlvdXItUmV3YXJkcy1Zb3VyLVdheQY7CFQ6CXJhbmtpCg%3D%3D--8a9468d1fe645a52137b91014511c38dc2ed7f43)

Support

## Still Need Help?

Let’s chat

Live Chat

Online now

Chat with us

Our community

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[Open Discord](https://discord.com/invite/fundingpips)

Send us a message

Available 24/7

[Send an email](mailto:support@fundingpips.com)

[View all results →](https://help.fundingpips.com/hc/en-us/articles/34502157694865-FundingPips-Zero#)

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