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Cheaper
Base price: $422With code CRITIC: $379.80

10% off with CRITIC · saves $42.20

Base price: $499

Base price · no live code

Cost

Base price
$422
$499
Price with code
$379.80
10% off with CRITIC
No live code
Account size
$100K
$100K
Profit split
80%
80% (90% with the Profit Split 90% add-on at +25% of the price, or through scaling)

Evaluation rules

Profit target
Phase 1: 6%; Phase 2: 6%
10% in one phase, with all trades closed; no time limit
Max drawdown
6% static
6% trailing the highest closed balance; locks at the starting balance once the balance reaches +6%
Daily loss limit
3% static (daily reset)
3% of the starting balance, balance-based: the floor is the 5 PM ET end-of-day balance minus 3%, and equity is checked against it in real time
Min trading days
1 day per phase
3 trading days; no maximum

Funded rules

Funded drawdown
6% static
3% daily and the same 6% trailing floor, locking at the starting balance
Consistency rule
Not recorded
None
Consistency rule (funded)
Not recorded
None
News trading (challenge)
Allowed in evaluation · Master Account: 5 minutes before or after red-folder high-impact news; speeches 5 minutes before until 5 minutes afterfirm-level
Not allowed: no trades or order fills, including stop loss and take profit, from 2 minutes before to 2 minutes after red-folder news on any pair, unless the News Trading add-on is bought
News trading (funded)
Allowed in evaluation · Master Account: 5 minutes before or after red-folder high-impact news; speeches 5 minutes before until 5 minutes afterfirm-level
Not allowed: no trades or order fills, including stop loss and take profit, from 2 minutes before to 2 minutes after red-folder news on any pair, unless the News Trading add-on is bought
Max live balance
$400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling
$600,000 in funded accounts per trader across all programs, Bolt included; scaling up to $1.5M overall (the program pages say $1M)
Scaling plan
Not recorded
+20% of the starting balance per 3-month review with 10% profit and 4 successful payouts; request it by email. Up to $1.5M overall.

Options & add-ons

Add-ons
Not recorded
Profit Split 90% +25%Weekly Payouts +25%Allow News Trading +25%
Customizable at checkout
Not recorded
Add-ons at checkout only, +25% of the price each: Profit Split 90%, Weekly Payouts, Allow News Trading.

Payouts

Payout frequency
Weekly
Every 14 days from the first funded trade (weekly with the +25% add-on), with 3 profitable days in each cycle
First payout
7 days after first Master trade
14 days, 3 profitable days, $100 minimum
Min days to payout
7 days
3 profitable days per payout cycle: each closes 0.5%+ up on the day's opening balance while above the starting balance
Processing time
1–3 working days
Processed within 3 business days, then 24–48 hours to arrive (bank transfers up to 5 business days)
Refund policy
Not eligible for 4th-reward registration-fee refund
Refundable within 14 days of purchase if the account has not been traded. Otherwise the fee is refunded with the 3rd payout, on the challenges and on Bolt. A $20 admin fee may be withheld from any refund.
Payout methods
CardCryptoRiseBank Transfer
Crypto (USDT TRC-20 / ERC-20)Rise ($50 monthly fee)ThinkMarkets live account (not US)

Trading rules

Weekend holding
Evaluation allowed; Master currently not allowed
Allowed in the challenge and funded stages
Overnight holding
Not recorded
Allowed on every account
Hedging
Not allowed
Allowed within one account. Hedging or opposite positions across accounts, or with other users, is prohibited.
Copy trading
Allowed only between your own FundingPips accounts; inbound/external copying is prohibited
Only between your own ThinkCapital accounts, with ThinkCapital as the master account. Copying other prop or personal accounts, other traders or signal services is prohibited.
Expert advisors (EAs)
Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership
Allowed with written approval from the risk team (email support first), for ThinkTrader-compatible tools only: risk or trade managers and bots. ThinkTrader has no MT5-style EAs.
Other restrictions
No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management
Prohibited: copying other traders, signal services or account management (copiers only between your own ThinkCapital accounts), grid or reverse trading, hedging or opposite positions across accounts or with other users, latency arbitrage, HFT, delayed or external data feeds, gap trading within 15 minutes of a market closing or reopening around scheduled events, and gambling-style risk (sustained 60–70%+ margin use, martingale, all-in trades, account rolling, bursts of sub-60-second scalps). VPN and VPS access is not allowed except ForexVPS. 30 days without a trade breaches the account.
Commission / lot
Forex/metals: $5 standard; $10 swap-free
Commission-free on every asset on ThinkTrader; spreads only. Overnight swaps at ThinkMarkets' published rates.

Platforms

Platforms
MT5cTraderMatch-Trader
ThinkTraderTradingView

Copies code CRITIC

Full review

Where they differ

FundingPips leads 3 of 3

FundingPips

2 Step Pro

ThinkCapital

Lightning

Base price
Winner: $422
$499
Price with code
Winner: $379.80
$499
Funded drawdown
Winner: 6%
3%

Only rows whose two values share a unit are ranked — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Every row named here is highlighted in the table above.

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FundingPips payouts