Skip to content
Two male Alpine ibex rearing up and clashing horns on a rock spur high above a mist-filled alpine valley at dawn, layered ridges receding behind them

Forex · Head-to-head

FundingPips vs ThinkCapital side-by-side comparison

FundingPips4.3ThinkCapital4.0

A head-to-head look at FundingPips and ThinkCapital — both Forex prop firms. Ratings are aggregated from public trader review scores; the stronger value in each row is highlighted.

See every FundingPips discounted price

Key differences

  • A $100K evaluation costs $349 at ThinkCapital versus $422 at FundingPips.
  • FundingPips offers up to a 95% profit split, ahead of ThinkCapital's 80%.
  • ThinkCapital allows a 4% daily loss limit — more intraday room than FundingPips's 3%.
  • Overall drawdown is capped at 8% at ThinkCapital, versus 6% at FundingPips.
  • Payouts run bi-weekly at FundingPips and every 14 days from the first funded trade on every program; weekly with the Weekly Payouts add-on (Lightning, Dual Step, Nexus) or on demand with On-Demand Payouts (Bolt) at ThinkCapital.
  • Across public trader reviews, FundingPips averages 4.3/5 to ThinkCapital's 4.0/5.

Which fits comes down to priorities: a higher profit split favors FundingPips, while a cheaper $100K evaluation points to ThinkCapital.

FundingPips
ThinkCapital

Ratings & reputation

Overall rating
4.3
4.0
Review score
4.5 / 5
—
Community rating
4.2 / 5 · 1,225 reviews
4.0 / 5 · 63 reviews
Community following
86,930
—

Pricing & accounts

Max profit split
95%
80%
Starting price
$29
$39
Largest account
$200K
$100K
Programs
22
26

Rules & targets

Profit target
10%
10% (Lightning); 9% then 5% (Dual Step); 7%, 6%, 5% (Nexus); none on Bolt
Drawdown type
—
Trailing to breakeven (Lightning, Bolt) / static (Dual Step, Nexus)
Max drawdown
6%
8%
Daily drawdown
3%
4%
News (challenge)
—
Allowed on Dual Step Swing; Lightning and Nexus need the News Trading add-on; not on Dual Step Intraday
News (funded)
—
Same as the challenge: banned 2 minutes either side of red-folder news without the add-on; Bolt 5 minutes either side, no add-on
Consistency rule
—
Bolt only: best day 20% or less of total profit at each payout; none on Lightning, Dual Step or Nexus
Min trading days
—
3 trading days per challenge phase; 3 profitable days per payout once funded; none on Bolt
Restrictions
—
Prohibited: copying other traders, signal services or account management (copiers only between your own ThinkCapital accounts), grid or reverse trading, hedging or opposite positions across accounts or with other users, latency arbitrage, HFT, delayed or external data feeds, gap trading within 15 minutes of a market closing or reopening around scheduled events, and gambling-style risk (sustained 60–70%+ margin use, martingale, all-in trades, account rolling, bursts of sub-60-second scalps). VPN and VPS access is not allowed except ForexVPS. 30 days without a trade breaches the account.
BTC leverage
—
1:2

Payouts & costs

Payout cycle
Bi-weekly
Every 14 days from the first funded trade on every program; weekly with the Weekly Payouts add-on (Lightning, Dual Step, Nexus) or on demand with On-Demand Payouts (Bolt)
Processing time
—
Processed within 3 business days, then 24–48 hours to arrive (bank transfers up to 5 business days)
First payout
—
14 days + 3 profitable days; Bolt: 6% profit
Refund
—
Refundable within 14 days of purchase if the account has not been traded. Otherwise the fee is refunded with the 3rd payout, on the challenges and on Bolt. A $20 admin fee may be withheld from any refund.
Commission / lot
—
Commission-free on every asset on ThinkTrader; spreads only. Overnight swaps at ThinkMarkets' published rates.

Platforms & markets

Platforms
cTraderMatch TraderMT5
ThinkTraderTradingView
Markets
ForexIndicesMetalsEnergiesCryptocurrencies
ForexMetalsCommoditiesIndicesCrypto

Company

Headquarters
United Arab Emirates
London, United Kingdom
Founded
2022
—
Chief executive
Khaled Ayesh
—
Experience
3 years
—

Offers

Discount
Claim 10% off
Full review
Read full review
Read full review

Check this firm’s payout stats, verified on-chain:

FundingPips payouts

Compare their exact account models

FundingPips and ThinkCapital each sell several account models, and price, drawdown, consistency rules and payouts differ between them. These line up the products themselves rather than the companies.

FundingPips vs ThinkCapital: common questions

Answered from the comparison data on this page.

Related comparisons

See how each firm stacks up against the rest of the field.

All Forex prop firms