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$150K

$150K

90% trader / 10% firm

90%

Evaluation only — 50K $3,000; 100K $6,000; 150K $9,000. No profit target on Sim-Funded.

50K $3,000; 100K $6,000; 150K $9,000

EOD trailing, locks at Initial Simulated Capital — 50K $2,000; 100K $3,500; 150K $5,000. Equity cannot hit the limit. The limit only rises. After a breach, pay a Reset Fee or wait for the next monthly subscription.

50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing

Evaluation none. Sim-Funded soft (auto-flat for the rest of the day; account stays open) — 50K $1,000; 100K $2,000; 150K $3,000.

Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000

None on Evaluation — accounts are assessed after the trading day ends. Payout eligibility is separate.

2

Same EOD trailing max drawdown as Evaluation, locked at Initial Simulated Capital. Soft daily loss on Sim-Funded only.

Same EOD trailing distances; locks at $0

40% Best Day during Evaluation — not a hard breach; keep trading until Best Day is ≤ 40% of total profit.

50%

None — no Consistency Rule on the Sim-Funded Account

Standard: none; Consistency path: 40%

Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Allowed, provided the trade is not a Forbidden Trading Practice. News-event concentration that is inconsistent with broader trading can still fail the risk-management standard.

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Max 3 concurrent Sim-Funded accounts; up to $450,000 simulated capital. Live Funded is invite-only.

Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)

Sim-Funded only; scales with EOD profit above Initial Simulated Capital and scales back down if that profit falls. 50K starts at 2 contracts (up to 5): $0–999 → 2; $1,000–1,999 → 3; $2,000+ → 5. 100K starts at 4 (up to 10): $0–999 → 4; $1,000–1,999 → 5; $2,000–2,999 → 8; $3,000+ → 10. 150K starts at 6 (up to 15): $0–999 → 6; $1,000–1,999 → 8; $2,000–2,999 → 10; $3,000–4,499 → 12; $4,500+ → 15. Evaluation uses the full size cap (5 / 10 / 15) with no scaling.

Required in XFA; contract tier updates the next session

Monthly subscription. Reset is a paid restart, not a checkout add-on. Live Funded is invite-only and is not a purchasable product.

This variant charges the XFA activation fee. Purchase-set optional DLL is fixed and follows into XFA.

Every 4 days

Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days

4 separate days at or above the daily minimum (50K $150; 100K $250; 150K $300). Withdraw up to 50% of profit above Initial Simulated Capital. Minimum request $20; at least 50% of the request must be new-cycle profit.

Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule

4 qualifying days

5 Standard / 3 Consistency

After FTMO approval in the Client Area; paid in USD. No published processing-time SLA.

Internal approval 1–3 business days; transfer time depends on method

Monthly subscription; no activation fee. A Reset Fee is a paid restart of the same size (Growth $109 / $159 / $219; Pro $129 / $189 / $259). No pass-fee refund is documented.

Untraded purchases within 28 days may be reviewed for refund

Not allowed. Flat and cancel resting orders before 4:10 p.m. ET or session close, whichever is sooner. The platform auto-liquidates leftovers; relying on that is a Forbidden Trading Practice.

Not allowed. A trading day runs 6:00 p.m. ET to 4:10 p.m. ET the next calendar day. No hold past market close.

Opposite positions are allowed on a single account only. Offsetting across FTMO accounts, other firms, or other people is prohibited.

Prohibited across accounts

Copying another trader (signals, master accounts, or copiers) is prohibited. Copying across your own accounts is permitted if each account independently complies with every rule.

Allowed across XFAs, up to $750,000 buying power

Automated trading is permitted except high-frequency, latency-arbitrage, or other abusive systems. The trader is responsible for bot errors. Third-party access to the account is prohibited.

Allowed with conditions; trader bears malfunction risk

No trading within 2% of a CME daily price limit; no hold past session close; no exploiting sim/feed errors; no third-party account access. News-event concentration that is inconsistent with broader trading can fail the risk-management standard. Sim-Funded inactivity: warning after 30 days, closed after a further 30. See Forbidden Trading Practices.

Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level

$0.02 NFA/regulatory fee per round turn · Commissions $1.00 minis / $.50 micros round turnfirm-level