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Topstep Pricing and Payment Questions | Topstep Help Center
Version 6010/16/2026, 2:22:20 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated today Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. ### Affiliate Codes **What is Topstep’s affiliate program?** Topstep partners with a select group of creators, some of whom have an affiliate code to share with their community. When someone purchases with Topstep for the first time using an affiliate code, they save 20%. **What is the affiliate code offer?** 20% off your first Topstep purchase (Trading Combine, Topstep Labs, or an Evaluation Challenge) when you check out with an affiliate’s code. **Who is eligible to use an affiliate’s code?** If you have never previously purchased with Topstep, you are eligible to use an affiliate code on your very first Topstep purchase for the purchase of a Topstep Trading Combine, Topstep Labs, or a Topstep Evaluation Challenge. Traders new to Topstep can only use one affiliate code, one time. **I want to purchase more than one account. Does the code apply to all purchases?** No, affiliate codes are eligible to be used on your first purchase with Topstep. Affiliate codes do not apply to Resets, Back2Funded, market data add-ons, or anything you buy after that first purchase. **Can I stack an affiliate code with another promo or code?** No, you cannot stack with another promo code, discount, or a referral code. There is one exception: if you opt to add a Daily Loss Limit to a No Activation Fee Trading Combine during your first purchase with Topstep, you can still use an affiliate code to save 20% in addition to the Responsible Trading Advantage savings. **How can I become a Topstep Affiliate?** We’re launching a new affiliate program and rolling it out gradually, starting with a small group of Traders. Details are limited for now. We’ll share more information **[here](https://www.topstep.com/affiliate-terms-and-conditions)** as the program expands! * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 717d977a3539835b508a46cda69e376e9e53a58a7455eb699d7919d1e658a967
Version 5910/15/2026, 2:22:01 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 494213c2d6d7e1034985a87b004d2c864da5edb67287c8913e418935c2fd12ae
Version 5810/14/2026, 2:22:16 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 7233105c92d346bb421340254f96c605d58a53be59b44a4ff588b4ab8f856d11
Version 5710/13/2026, 2:22:19 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 f12ca6a0278c95e7a851fe3627cbc151a109d4e6dffc6228ad7a76da727ed27a
Version 5610/12/2026, 2:11:43 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 5dcac852066a3f795f448fb19d5e52ea6e94b089e7669239e8eddf091f8594b2
Version 5510/11/2026, 2:11:41 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 0e18b6e4b372709452140bc58d6976886425653718e217df737a5c9b5c7c4fd9
Version 5410/10/2026, 2:02:26 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 979bbcef130d2b9babc7f9a554e3302be5b785a5cb8f325d67ef51de38be47f6
Version 5310/9/2026, 2:01:59 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over 2 weeks ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [What is the Responsible Trading Program?](https://help.topstep.com/en/articles/13620045-what-is-the-responsible-trading-program) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 39eb5f69e86641aaa9fe072fa1f5c9130d13c845613f460f864e52643a3f2e34
Version 5210/8/2026, 2:02:33 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Professional Behavior at Topstep](https://help.topstep.com/en/articles/10290170-professional-behavior-at-topstep) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 d7255ba6ba2039a1e89a0fe4d291c6efe43e6a5cc5e994e0eeeeef851c25ef27
Version 5110/7/2026, 2:02:21 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Professional Behavior at Topstep](https://help.topstep.com/en/articles/10290170-professional-behavior-at-topstep) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 b0e962b7d0159748dff1410efb04b1d18e86ca518a28b6fc1ee9e6ffa836d969
Version 5010/6/2026, 2:03:04 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Professional Behavior at Topstep](https://help.topstep.com/en/articles/10290170-professional-behavior-at-topstep) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 1ce84a9187cbfed36055c687c0d81a7284311dded492f5173893aa0903dc68e1
Version 4910/5/2026, 2:11:06 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 969e1fbeb10ca93ce506ca1bcb8301c9d6b4e33b047f6caa526d97396516e411
Version 4810/4/2026, 2:10:53 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 53568eeb9dc42445fff98b756c23d1d23167ec45777ab9f74676b7c3a2c78c30
Version 4710/3/2026, 2:01:01 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated over a week ago Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 dd86d41558039f0771caea30b64f1d55ebe5356a0d83c21a37b45cd7731205b3
Version 4610/2/2026, 2:02:56 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated this week Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 357e1ef6eb490849a8c609f44f8f958bf7518d9964214d11b4e8bb4973217b97
Version 4510/1/2026, 2:00:58 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated this week Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 faca6dbb7bfab8225ebe6cf7c86b4b1c475e8be80410ca055cc8a6ade67a530f
Version 449/30/2026, 1:52:03 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated this week Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 4428a086929a8a9038ffd0f5ed1a6fca00bb3d7ede53cd3a42514c6ced3d2cf3
Version 439/29/2026, 1:52:02 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated this week Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 28829ca9f1b223ecca602870599cf8f97c6b3074bfaf249fb9d4833d728099bc
Version 429/28/2026, 1:52:12 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated this week Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 a802621783314cf19278cfd2738900c0e2b59c824174fb76f1b805185681993e
Version 419/27/2026, 1:52:00 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated yesterday Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 3fecff6a11817f0a1925674dfce3aa7845c2f9400e60e8a473134e4d317228c5
Version 409/26/2026, 1:51:22 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated today Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the [Maximum Loss Limit](https://help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit). Learn more about Resets [here](https://help.topstep.com/en/articles/8284128-what-is-a-reset). * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 d7e45ce3eaa8dcfa83bcfe0d0a9752bc140ecedbb7a036ec5b546c26438c7294
Version 399/25/2026, 1:51:32 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated yesterday Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Getting Started with the Topstep Dashboard](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 c6f6ccb37abb8e5f78ab0abd94ee8160b92a1dd6fa2d02d4f542a11d6c981bb6
Version 389/24/2026, 1:51:22 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. Updated today Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information ### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. ### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) ### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. ### Promo Codes - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply ### Referral Codes Every Trader with an active [Trader Profile](https://help.topstep.com/en/articles/10513413-getting-started-with-the-topstep-dashboard#h_b3dc37bc19) can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own. - Generate and copy your code on your Trader Profile. - Your referral code is good for 90 days. Generate a new one after that. - Earn up to 5 _reward codes_ in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code. - Each reward code expires 90 days from the date it's issued. The date is in the email. - 1 discount per purchase. No stacking with other promotions. - The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies. #### **FAQs** **Who can use a referral code?** Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere. **Is this the affiliate program?** No. Referral Codes are open to all Traders with a Trader Profile. **Where does my reward show up?** Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it. **More than 5 people used my code. Where are the rest of my rewards?** The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another. **I signed up but didn't see the discount. Did I miss it?** No. The referral code applies to your first account _purchase_, not at sign-up. Enter it at checkout! **Can I see who used my code?** Not yet. The reward email is the only signal right now. * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 fdad88256eb757fc1ecafd101a54d1e5d66b7c67b2f8dc00f40de025b05ac24f
Version 379/23/2026, 1:51:31 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 d9a5ea1cf880e5ca65592535c3811f23ef64a646ccfb4e48b57a78da3a214121
Version 369/22/2026, 1:51:24 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Professional Behavior at Topstep](https://help.topstep.com/en/articles/10290170-professional-behavior-at-topstep) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 df2ec79d78f08bd34fb78c8db5578804a7688e34cae29caf65abc045afcc2870
Version 359/21/2026, 1:51:20 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 4ca30b50a1ad9da28f22952773c8b0bc7200e76369e4a03aaddd20eae32c5a3b
Version 349/20/2026, 1:51:22 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 4af44eecf5a227a3789d088b46165cd27c0aaaf31221b1342be803c3580be6f3
Version 339/19/2026, 1:40:48 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 509a3702e4d0edeade6a8281217b7aad20c3bfcee8ce3cf480a920015aff5fb9
Version 329/18/2026, 1:40:48 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 5d2c551d69cceb37b3b49f52a7eef11cfc4670b9c2fd9f920a32bd9777f584d2
Version 319/17/2026, 1:40:52 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 3f24b3bf13d9a8191bb1201fa4cc558e860123ceeedbce6f4facb3070de7f140
Version 309/16/2026, 1:41:54 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 f336c3a844cb65dcb2fc09807a9777e4cef337afad89fa374cb6f6c6462719b3
Version 299/15/2026, 1:40:49 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 269b24115b89cc637e3a7b79aab0bc97a0337da5ac79c2d3522ad233c53db032
Version 289/14/2026, 1:32:59 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 b40d6088ec94dba319d2c7b9ce31c08655a1d7ad21afde85ccbf3ad1b73f36fe
Version 279/13/2026, 1:32:25 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 2b192e9e07f48882a08ddf0835f7949aff5dcbd3096a710e3e554da075afa758
Version 269/12/2026, 1:31:22 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 b8e0a8b7c6798f235d89de5a964159b0026cc6a673290380e95e9c83a6c290fb
Version 259/11/2026, 1:31:21 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 0cb135ea8c58ecb1a3bd9b9dcca64a3130fae787bdabbcc8638af31b34dcbbfa
Version 249/10/2026, 1:31:29 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? Disappointed Reaction😞Neutral Reaction😐Smiley Reaction😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 b4f4085b73ec00406195572fcb658cfd98190bb36571fe8da7057fb85c48fe1f
Version 239/9/2026, 1:31:07 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 491afbc7171ee79d7cfeb0956bb0aa74a83a04dbe3524d010160206e092eb449
Version 229/8/2026, 1:31:03 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 2045a33f8b4cf6133a34ca78a20044eb0428d381117747cf2e897def5f014d16
Version 219/7/2026, 1:30:59 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 c4ae3e73dc7258dacdddcf68604429d585b4b023032ad27724285d567d2be1ec
Version 209/6/2026, 1:31:03 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 4dec013da256c19c7eac827830182c3780f73a5581cd31f4d34958ba765050cb
Version 199/5/2026, 1:11:51 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 247eab904334d966dfe7dc38d00e1daec64d8819cf643afe9e54558dc7c01ab4
Version 189/4/2026, 1:13:00 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 0b2bd580889d69730a18f4b9d2428424bc7ef1364639134fb95f6d3bf5c70cf3
Version 179/3/2026, 1:12:12 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 d8e53b42cc6d7bbc5bdeed755296c38abd92600dec378b9a9c6514c7610bec4f
Version 169/2/2026, 1:11:58 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 92f6419b182bb92e0e5eed35b70b95a386e875c0ec325b1da305bf7bf88dc463
Version 159/1/2026, 1:20:22 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 94ad334067f8341e0f39d1317b6913c6f34e088b34db92fb6eda4704902f84f0
Version 148/31/2026, 1:10:48 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 0dd93d09c006dd3c5ba3bacf4eca717d456061a426be95ea533f9e424f283472
Version 138/30/2026, 1:10:40 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 0160f899223673f658dd15604b2f5ad51b85479f16ba462b23acc99b5f2f153d
Version 128/29/2026, 1:01:40 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 30c5ede89e6ed94562e4a908f778d0907486e8e0bddca225938d48f0f9c1706d
Version 118/28/2026, 1:03:05 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 e78af2a876ef9d8461716dca271e181901a74a4bb38739f38d0551c7d5fa6672
Version 108/27/2026, 1:05:04 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 717fef4894936d827a7e73f80b3acc09e680b0fe97d10fb0527942666f7770e9
Version 98/26/2026, 1:05:44 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 321d4f050a22ee4661aa9dc308681224b1d5cff8857043633579b7ba329e052d
Version 88/25/2026, 1:04:15 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 cdccfe97cef3234a7c1cf3b99d38fd388c02f69d1f72f6dcc6d6387b5941ef7f
Version 78/24/2026, 1:10:41 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 28af305eec7572580297745bde2bb921e2aa88892c0c6b824c0a698c0195e3f6
Version 68/23/2026, 1:10:44 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 dbf3256777ca1303a385bc35e1b9e8d740201666fd662ef0dacf8dce7b668688
Version 58/22/2026, 1:21:42 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 5ed648804ee9a82f07f1633098018ffc0215e494f284f16a5ae5cd4c1c7cf796
Version 48/21/2026, 1:21:30 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 317eb58350a994b6593fd00f0b971c4ea7c008c580b832e3b80521140791bf4d
Version 38/20/2026, 1:21:48 AM
Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.Copyright 2023. Intercom Inc. Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License. [Skip to main content](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#main-content) # Topstep Pricing and Payment Questions Everything about costs, pricing, and payments in one place. July 20, 2026 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05) Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine | | | | | --- | --- | --- | | **Account Size** | **Standard Path** | **No Activation Fee Path** | | 50K | $49/month | $95/month | | 100K | $99/month | $149/month | | 150K | $199/month | $229/month | ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing | | | | | --- | --- | --- | | **Account Size** | **Standard** **Path** | **No Activation Fee Path** | | 50K | $49 | $95 | | 100K | $99 | $149 | | 150K | $199 | $229 | * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). | | | | --- | --- | | **No Activation Fee Trading Combine** | **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** | | **$10 off** → 50K<br>**$20 off** → 100K<br>**$30 off** → 150K | **$50 off** Reactivation Fees | 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last… **manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** | | | | | --- | --- | --- | | **Data Type** | **What’s Included** | **Cost** | | Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included | | Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month | - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle.  ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard  2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update  5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [Express Funded Account™ Parameters](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [Express Funded Account™ Activation](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [Topstep Payout Policy](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [Back2Funded: Rules, Guidelines, and How It Works](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [Topstep Labs](https://help.topstep.com/en/articles/15520357-topstep-labs) Did this answer your question? 😞😐😃 Table of contents [Trading Combine](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_85419dcf37)[Reset Pricing](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_0631696306)[Express Funded Account Activation & Reactivation](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_9cc33bf5ce)[Responsible Trading Discount](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_4229ad75e4)[Additional Pricing Information](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_a9f63f0f2c)[How to Add or Update Payment Details](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_d77d3d57e3)[Payment Troubleshooting](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_1edf11d81b)[Chargebacks at Topstep](https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions#h_61f3030f05)
SHA-256 26721347bbc70a90f50d1cfc8190cd590d9653cc45e9f66045f6e8dd05a3d8c6
Version 28/19/2026, 1:01:10 AM
Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine **Account Size** **Standard Path** **No Activation Fee Path** 50K $49/month $95/month 100K $99/month $149/month 150K $199/month $229/month ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing **Account Size** **Standard** **Path** **No Activation Fee Path** 50K $49 $95 100K $99 $149 150K $199 $229 * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). **No Activation Fee Trading Combine** **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** **$10 off** → 50K **$20 off** → 100K **$30 off** → 150K **$50 off** Reactivation Fees 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last…**manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** **Data Type** **What’s Included** **Cost** Level 1 (Top of Book) Best bid/ask; required for chart trading Included Level 2 (DOM) Multiple bid/ask levels; required for DOM/Matrix trading $38/month - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle. [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434631180/98cd3355f501e93e0706e2fb9c32/image.png?expires=1787103000&signature=91d8024e29637d75fa830aeb0abb5de905315f7c6294e316663a517a9ac4c76c&req=diQkEs99nIBXWfMW1HO4zYXLWd51hsFbGRCG18X53QCehhliy%2F8hkgTdGCpW%0AmK6QKXmOxKD6bDEvLW4%3D%0A) ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434610712/ce082831ff5c91597d6d65accd65/AD_4nXf3r_dq-jKKc46Eogb9quBaztOEJcSQ5wP1g3RTkYQBGYhsuXxE4TALhBvYvV_oIbPW0fkjW_PCQhBipsroRwSNPZYCItReP--PKk0wW-MgQIElBkBKG9fttmjKGtz0kNCc_RtZnA?expires=1787103000&signature=4df71cdc91958e50743e5c3cb1dd5bcec0775e0bbeb636995e91ba4aad7793a4&req=diQkEs9%2FnYZeW%2FMW1HO4zSkTjy9ijbV%2FPs43AYKgYlbhpf9mceqsqe9sn%2FMO%0A4TYk%0A) 2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434634453/4f59cf973f481ca5611d8c6597dc/AD_4nXdwApKUuttU73vxWQYDym0Ni_6HDMTBDpOI0nnpGTr0m0O0DYpq8ug7JvBOzUDqug27M5B6bNnvMSgahM9BR4c9Vgp2N7_GBYs1H-fm3gKU3O4SD5WDvMJFGpPH7zLjId_97Yp_2A?expires=1787103000&signature=fba2e90626658b1e3f164efbaa55e7a1ae67aa9399ddb30a3686e871b11953d6&req=diQkEs99mYVaWvMW1HO4zbGnLpXmkNDvinivpUaAVRn5Y9sNcwth2BECm8nb%0AR9XB%0A) 5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [ Express Funded Account™ Parameters ](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [ Express Funded Account™ Activation ](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [ Topstep Payout Policy ](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [ Back2Funded: Rules, Guidelines, and How It Works ](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [ Topstep Labs ](https://help.topstep.com/en/articles/15520357-topstep-labs)SHA-256 85fc560484524b20bbd53381461262a63d92815864035ffecda8513d1357c9e9
Version 18/17/2026, 11:27:48 AM
Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable. * * * ## Trading Combine **Account Size** **Standard Path** **No Activation Fee Path** 50K $49/month $95/month 100K $99/month $149/month 150K $199/month $229/month ⚠️ **Important:** Paths cannot be changed after purchase. **The Details:** - **Standard Path:** Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency. - **No Activation Fee Path:** Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts. * * * ## Reset Pricing **Account Size** **Standard** **Path** **No Activation Fee Path** 50K $49 $95 100K $99 $149 150K $199 $229 * * * ## Express Funded Account Activation & Reactivation ### ☝️ Activation Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0. ### 👉 Reactivation Lost your XFA before your first Payout? Reactivate through our **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works)** option. **Reactivation fees:** - $50K XFA — $599 - $100K XFA — $699 - $150K XFA — $829 **⏳ Reactivation window:** 30 calendar days from account closure. Learn more [here](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works). * * * ## Responsible Trading Discount 🙌 There's now a [Responsible Trading](https://intercom.help/topstep-llc/en/articles/10406542-what-is-responsible-trading) Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more [here](https://help.topstep.com/en/articles/10490293-daily-loss-limit-in-the-trading-combine-and-express-funded-account). **No Activation Fee Trading Combine** **[Back2Funded](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) Reactivation** **$10 off** → 50K **$20 off** → 100K **$30 off** → 150K **$50 off** Reactivation Fees 🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass. **Trader Tip:** Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last…**manage risk first!** Adding a Daily Loss Limit helps you: - Stay disciplined - Protect your account - Trade like it’s real capital 💪 Always trade for tomorrow. * * * ## Additional Pricing Information #### **Data Fees** **Data Type** **What’s Included** **Cost** Level 1 (Top of Book) Best bid/ask; required for chart trading Included Level 2 (DOM) Multiple bid/ask levels; required for DOM/Matrix trading $38/month - Level 2 is billed on the 28th of each month and is not prorated. - **To add it:** Dashboard → Accounts → Add-Ons → Depth of Market Bundle. [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434631180/98cd3355f501e93e0706e2fb9c32/image.png?expires=1786968000&signature=9faffe889b5f6547b77877fa48e9becf0db19fad8c6f8244c493f2fa3a0c660a&req=diQkEs99nIBXWfMW1HO4zYXLWd99gMpbGRCG18X53QABE7ZO1p0%2FTh0MSLPK%0A48nniUyHoKlsTe%2BGrjM%3D%0A) ☝ **Live Funded Account®** (LFA) Traders are subject to Professional Data fees. See the [LFA Costs article](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) for details. #### **Commissions and Fees** Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: [Trading Combines® & Express Funded Accounts](https://help.topstep.com/en/articles/8284213-what-are-the-commissions-and-fees-in-the-trading-combine-and-express-funded-account) · [Live Funded Accounts](https://help.topstep.com/en/articles/8284229-what-are-the-costs-in-the-live-funded-account) #### **VAT and Sales Tax** Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime. #### **Promo Codes** - **Log in before applying** — do not create a new profile - Codes apply to a new Trading Combine® **or** a Reset — not both - Case-sensitive; no extra spaces - Profile-specific — codes won’t work under a different email - First month only billed at promo price (unless stated otherwise) - Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale **To apply a code:** Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply * * * ## How to Add or Update Payment Details 1. Go to your **Billing Page** on the Dashboard [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434610712/ce082831ff5c91597d6d65accd65/AD_4nXf3r_dq-jKKc46Eogb9quBaztOEJcSQ5wP1g3RTkYQBGYhsuXxE4TALhBvYvV_oIbPW0fkjW_PCQhBipsroRwSNPZYCItReP--PKk0wW-MgQIElBkBKG9fttmjKGtz0kNCc_RtZnA?expires=1786968000&signature=e65313bb16c18bf84a99ebaa4dad185233b2e4c5a49dd5436676fef879203e61&req=diQkEs9%2FnYZeW%2FMW1HO4zSkTjy5qi75%2FPs43AYKgYlaE3VLIvpj7DXakuW6H%0AAqRW%0A) 2. Click **Add New Card** and enter your details 3. Scroll to **Subscriptions** 4. Click the **Edit** icon next to the subscription you want to update [](https://downloads.intercomcdn.com/i/o/bjnr216i/2434634453/4f59cf973f481ca5611d8c6597dc/AD_4nXdwApKUuttU73vxWQYDym0Ni_6HDMTBDpOI0nnpGTr0m0O0DYpq8ug7JvBOzUDqug27M5B6bNnvMSgahM9BR4c9Vgp2N7_GBYs1H-fm3gKU3O4SD5WDvMJFGpPH7zLjId_97Yp_2A?expires=1786968000&signature=4e4897f4adc5e3a02255a9940b84923822618b597d4f57df881bc2cac242036b&req=diQkEs99mYVaWvMW1HO4zbGnLpTultvvinivpUaAVRk9u2%2BHiyWa7I8FB1ZQ%0AVsN2%0A) 5. Select your preferred card and save ☝ **Important:** At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card _and_ update the individual subscription. * * * ## Payment Troubleshooting 1. **Use a card in your name** — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use. 2. **Check your billing address** — must match your bank’s records exactly, including formatting. 3. **Delete and re-enter payment details manually** — avoid autofill. 4. **Wait at least 1 hour between retry attempts** — rapid retries can trigger bank blocks. 5. **Contact your bank** — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep. 6. **Browser checks** — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device. For refund questions, see [Topstep® Refund Policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * ## **Chargebacks at Topstep** Have a question about a charge? Call us first. Always. Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk. #### What’s the Difference Between a Chargeback and an Unjustified Chargeback? A **chargeback** is when you dispute a charge with your bank and request a reversal. An **unjustified chargeback** is filing a dispute without a valid reason — for example: - Forgetting to cancel a subscription - Misunderstanding a charge - Overlooking Topstep’s [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies) - Attempting to bypass the standard refund process #### What Happens If You File a Chargeback? Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program. Initiating chargebacks is listed as [prohibited conduct](https://help.topstep.com/en/articles/10296582-prohibited-conduct). Already filed one? You can still [contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) to discuss your options. #### What If You Want to Dispute a Charge? [Contact Trader Support](https://help.topstep.com/en/articles/8284118-how-do-i-contact-the-support-team) first. We’ll review your situation and let you know what’s available under our [refund policies](https://help.topstep.com/en/articles/8284117-topstep-refund-policies). * * * * * * Related Articles - [ Express Funded Account™ Parameters ](https://help.topstep.com/en/articles/8284215-express-funded-account-parameters) - [ Express Funded Account™ Activation ](https://help.topstep.com/en/articles/8284217-express-funded-account-activation) - [ Topstep Payout Policy ](https://help.topstep.com/en/articles/8284233-topstep-payout-policy) - [ Back2Funded: Rules, Guidelines, and How It Works ](https://help.topstep.com/en/articles/12060405-back2funded-rules-guidelines-and-how-it-works) - [ Topstep Labs ](https://help.topstep.com/en/articles/15520357-topstep-labs)SHA-256 e85bd525836968b175f54dbdd70334b2c53b7fdd20319841472e98755724c8c1