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$150K

$150K

90%

50K $3,000; 100K $6,000; 150K $9,000

5% in one step, all positions closed; no time limit

50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing

3% end-of-day trailing: the floor rises at 17:00 ET with the highest end-of-day equity or balance, never falls, and locks at the starting balance

Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000

None

2

Same EOD trailing distances; locks at $0

Same 3% end-of-day trailing floor; after a payout it moves to the starting balance and stays there

50%

40% in Step 1: best day under 40% of total closed profit; not a breach, keep trading to dilute it

Standard: none; Consistency path: 40%

None

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Not allowed: no positions opened or closed, and no stop loss or take profit fills, from 10 minutes before to 5 minutes after high-impact news; no add-on offered

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Not allowed: no positions opened or closed, and no stop loss or take profit fills, from 10 minutes before to 5 minutes after high-impact news; no add-on offered

Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)

Up to 5 funded accounts at once, at most 2 Premium ($750,000 at $150K each); $100,000 combined for traders in Malaysia, Pakistan, Indonesia and India. Unlimited evaluations.

Required in XFA; contract tier updates the next session

This variant charges the XFA activation fee. Purchase-set optional DLL is fixed and follows into XFA.

Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days

First after 10 days, then every 10 days, with 1% profit in the cycle

Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule

10 days, 1% profit, 5 profitable days

5 Standard / 3 Consistency

5 profitable days per cycle, each closing 0.4%+ of the starting balance

Internal approval 1–3 business days; transfer time depends on method

1–2 business days after KYC, most within 4–6 business hours; past 48 business hours a 1% bonus (max $500)

Untraded purchases within 28 days may be reviewed for refund

Full refund within 14 days of purchase if no trade has been placed; none after a trade. No resets: a failed challenge gets a 10% discount code for a new one.

Not allowed: positions close before 17:00 ET every day

Not allowed: close every position before the 17:00 ET daily reset

Prohibited across accounts

Hedging between accounts is prohibited and a hard breach

Allowed across XFAs, up to $750,000 buying power

Prohibited: copying external accounts, group copy trading across linked accounts, or third-party EAs replicating trades without owning the source code

Allowed with conditions; trader bears malfunction risk

Third-party EAs that replicate trades without owning the source code are prohibited; nothing else on automation is stated for futures

Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level

Prohibited: arbitrage and latency exploitation, hedging between accounts, copy trading from external accounts or across linked accounts, third-party account management, gambling-style account churning, system exploits, bracket orders around news, and VPN or VPS use. Cross-account hedging, arbitrage, copy trading and account management are hard breaches. No more than 30% of total closed profit may come from trades held under 10 seconds; the excess is deducted. One trade every 30 days or the account closes for good.

$0.02 NFA/regulatory fee per round turn · Commissions $1.00 minis / $.50 micros round turnfirm-level