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Base price: $149/mo

Base price · no live code · + $149 activation ($298 combined)

Base price: $796

Base price · no live code

Cost

Base price
$149/mo
+ $149 one-time activation
$298 combined
$796
Account size
$150K
$150K
Profit split
90%
90%

Evaluation rules

Profit target
50K $3,000; 100K $6,000; 150K $9,000
None; payout profit goals replace evaluation targets
Max drawdown
50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing
25K $1,000; 50K $2,000; 100K $4,000; 150K $5,250 — EOD trailing
Daily loss limit
Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000
25K none; 50K $1,250; 100K $2,500; 150K $3,000
Min trading days
2
None

Funded rules

Funded drawdown
Same EOD trailing distances; locks at $0
Same EOD trailing amounts
Consistency rule
50%
35% Growth Sim Funded · 40% Select Evaluation only · 20%-30% Lightning Funded after September 12, 2025, at 8:00 AM ESTfirm-level
Consistency rule (funded)
Standard: none; Consistency path: 40%
20% first payout; 25% second; 30% third and later
News trading (challenge)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
Allowed · no rules against or guidelines around trading news eventsfirm-level
News trading (funded)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
Allowed · no rules against or guidelines around trading news eventsfirm-level
Max live balance
Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)
Up to 5 Simulated Funded Accounts at any time, per user and per household, any combination of Growth, Select Flex/Daily and Lightning
Scaling plan
Required in XFA; contract tier updates the next session
Not recorded

Options & add-ons

Customizable at checkout
This variant charges the XFA activation fee. Purchase-set optional DLL is fixed and follows into XFA.
Not recorded

Payouts

Payout frequency
Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days
Instant request after the profit goal and consistency rule are met
First payout
Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule
No day minimum; first profit goal is 6%
Min days to payout
5 Standard / 3 Consistency
0
Processing time
Internal approval 1–3 business days; transfer time depends on method
Daily eligibilityfirm-level
Refund policy
Untraded purchases within 28 days may be reviewed for refund
Not recorded
Payout methods
Prop-to-BrokerageAeropayWiseACHWire/SWIFT
Not recorded

Trading rules

Hedging
Prohibited across accounts
Prohibited; minis and micros may be combined within the equivalent limit if not opposing
Copy trading
Allowed across XFAs, up to $750,000 buying power
Not recorded
Expert advisors (EAs)
Allowed with conditions; trader bears malfunction risk
Not recorded
Other restrictions
Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level
Allowed if you own the strategy exclusively · not shared with other traders/firms · not high-frequency trading · Hedging not allowed · No swing trading or holding positions overni…firm-level
Commission / lot
$0.02 NFA/regulatory fee per round turn · Commissions $1.00 minis / $.50 micros round turnfirm-level
No activation fees · Growth Evaluations, Select Evaluations: No activation feefirm-level

Platforms

Platforms
TopstepXNinjaTraderQuantowerT4R Trader ProATAS Orderflow TradingMotiveWaveVolFix
firm-level
NinjaTraderQuantowerRithmicSierra ChartTradesea TradingViewTradingViewTradovateWealthCharts
firm-level

Where they differ

No single row separates these two. A row is only ranked when both values share a unit — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Read the table above and weigh the rules yourself.

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