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$150K

$150K

90% trader / 10% firm

Evaluation — 25K $1,250; 50K $3,000; 100K $6,000; 150K $9,000

50K $3,000; 100K $6,000; 150K $9,000

EOD trailing max loss limit — 25K $1,000; 50K $2,000; 100K $3,000; 150K $4,500. Locks at starting balance + $100 once the account closes above the initial trail balance (25K $26,100; 50K $52,100; 100K $103,100; 150K $154,600).

50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing

Optional at checkout — $600 (25K) · $1,200 (50K) · $1,800 (100K) · $2,700 (150K) when enabled, none when off. Turning it on does not change the list price.

Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000

None — the evaluation can be passed in a single trading day and carries no time limit

EOD Trailing

Same EOD trailing distances; locks at $0

None during the evaluation

50%

40% of total cycle profit on the largest single day, reset after every payout. Accounts purchased or reset before 28 Nov 2025 3:00 PM EST stay on 35%. Drops away at live status.

Standard: none; Consistency path: 40%

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Up to 5 active funded accounts per household or family, combined across all funded account types

Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)

None — full contract size available immediately on evaluation and funded accounts

daily loss limit (on or off)

No fixed window — request any day once eligibility is met

Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days

Minimum profit goal (25K $250; 50K $500; 100K $750; 150K $1,000), profit above the buffer balance of initial max loss limit + $100 (25K $26,100; 50K $52,100; 100K $103,100; 150K $154,600) and the 40% consistency test; $500 minimum request. The buffer itself cannot be withdrawn.

Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule

None — only the profit goal, buffer and consistency tests apply

5 Standard / 3 Consistency

No fixed payout window; once approved funds leave the account within minutes and are disbursed within 2 business days via Plaid, WorkMarket by ADP or crypto

Internal approval 1–3 business days; transfer time depends on method

Untraded purchases within 28 days may be reviewed for refund

No — the session closes 4:45 PM EST Friday and trading resumes 6:00 PM EST Sunday

No — all positions are auto-closed at 4:45 PM EST Monday to Friday. Holding past the cutoff does not fail the account.

Prohibited in every form — long and short the same contract in one or separate accounts, between different users, and across firms. Flagged accounts are reset to the prior day's balance; repeat offences breach all accounts involved.

Prohibited across accounts

Permitted — trade copiers are allowed, subject to the HFT and microscalping policies

Allowed across XFAs, up to $750,000 buying power

Permitted — automated trading systems are allowed; the trader carries responsibility for software errors, and HFT remains prohibited

Allowed with conditions; trader bears malfunction risk

Microscalping flagged when more than 50% of profits come from trades held 5 seconds or less; HFT prohibited; hedging prohibited across accounts, users and firms; martingaling discouraged. DCA, genuine scalping, flipping and trade copiers are allowed. 30 calendar days without at least $1 of net profit or loss permanently deletes the account; breached evaluations are deleted after 30 days unless reset.

Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level

One-time fee · no subscription or automatic rebilling · no activation fee · resets not automatic or freefirm-level