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$150K

$150K

90% trader / 10% firm

None — straight-to-funded, there is no evaluation phase

50K $3,000; 100K $6,000; 150K $9,000

EOD trailing max loss limit — 25K $1,000; 50K $2,000; 100K $3,500; 150K $5,000. Locks at starting balance + $100 once the account closes above the initial trail balance (25K $26,100; 50K $52,100; 100K $103,600; 150K $155,100).

50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing

Fixed DLL — none (25K); $1,200 (50K); $2,100 (100K); $3,000 (150K). Soft breach: trading is locked until the next session. Once the account closes above the initial trail balance the fixed DLL is replaced by the LucidScale DLL — 60% of the highest end-of-day profit, which rises with the account and never falls back.

Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000

None — there is no evaluation phase

EOD trailing — 25K $1,000; 50K $2,000; 100K $3,500; 150K $5,000; locks at starting balance + $100 above the initial trail balance

Same EOD trailing distances; locks at $0

No evaluation phase

50%

20% of total cycle profit on the largest single day, reset after every payout. Drops away at live status.

Standard: none; Consistency path: 40%

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level

Up to 5 active funded accounts per household or family, combined across all funded account types

Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)

None — full contract size available immediately

No fixed window — request any day once eligibility is met

Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days

Profit goal 1 (25K $1,500; 50K $3,000; 100K $6,000; 150K $9,000) plus the 20% consistency test; $500 minimum request. The goal resets to $0 after each approved payout and drops to goal 2+ (25K $1,250; 50K $2,500; 100K $3,500; 150K $4,500).

Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule

None

5 Standard / 3 Consistency

No fixed payout window; once approved funds leave the account within minutes and are disbursed within 2 business days via Plaid, WorkMarket by ADP or crypto

Internal approval 1–3 business days; transfer time depends on method

Untraded purchases within 28 days may be reviewed for refund

No — the session closes 4:45 PM EST Friday and trading resumes 6:00 PM EST Sunday

No — all positions are auto-closed at 4:45 PM EST Monday to Friday. Holding past the cutoff does not fail the account.

Prohibited in every form — long and short the same contract in one or separate accounts, between different users, and across firms. Flagged accounts are reset to the prior day's balance; repeat offences breach all accounts involved.

Prohibited across accounts

Permitted — trade copiers are allowed, subject to the HFT and microscalping policies

Allowed across XFAs, up to $750,000 buying power

Permitted — automated trading systems are allowed; the trader carries responsibility for software errors, and HFT remains prohibited

Allowed with conditions; trader bears malfunction risk

Microscalping flagged when more than 50% of profits come from trades held 5 seconds or less; HFT prohibited; hedging prohibited across accounts, users and firms; martingaling discouraged. DCA, genuine scalping, flipping and trade copiers are allowed. 30 calendar days without at least $1 of net profit or loss permanently deletes the account; breached evaluations are deleted after 30 days unless reset.

Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level

One-time fee · no subscription or automatic rebilling · no activation fee · resets not automatic or freefirm-level