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Price, drawdown, consistency rules and payouts differ between a firm's own account models. Compare the products, not the companies.

Cost to start

$149/mo

+ $149 one-time activation · $298 combined

Size
$150K
Max DD
50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing
Split
90%

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Topstep
$150K account
Trading Combine

Cost

Cost to start
$149/mo
+ $149 one-time activation
$298 combined
Account size
$150K
Profit split
90%

Evaluation rules

Profit target
50K $3,000; 100K $6,000; 150K $9,000
Max drawdown
50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing
Daily loss limit
Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000
Min trading days
2

Funded rules

Funded drawdown
Same EOD trailing distances; locks at $0
Consistency rule
50%
Consistency rule (funded)
Standard: none; Consistency path: 40%
News trading (challenge)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
News trading (funded)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
Max live balance
Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)
Scaling plan
Required in XFA; contract tier updates the next session

Options & add-ons

Customizable at checkout
This variant charges the XFA activation fee. Purchase-set optional DLL is fixed and follows into XFA.

Payouts

Payout frequency
Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days
First payout
Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule
Min days to payout
5 Standard / 3 Consistency
Processing time
Internal approval 1–3 business days; transfer time depends on method
Refund policy
Untraded purchases within 28 days may be reviewed for refund
Payout methods
Prop-to-BrokerageAeropayWiseACHWire/SWIFT

Trading rules

Hedging
Prohibited across accounts
Copy trading
Allowed across XFAs, up to $750,000 buying power
Expert advisors (EAs)
Allowed with conditions; trader bears malfunction risk
Other restrictions
Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level
Commission / lot
$0.02 NFA/regulatory fee per round turn · Commissions $1.00 minis / $.50 micros round turnfirm-level

Platforms

Platforms
TopstepXNinjaTraderQuantowerT4R Trader ProATAS Orderflow TradingMotiveWaveVolFix
firm-level