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Compare the exact productyou would buy

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Side by side
Base price: $4,249With code CRITIC: $3,824.10

10% off with CRITIC · saves $424.90

Cheaper
Base price: $329With code CRITIC: $312.55

5% off with CRITIC · saves $16.45

Cost

Base price
$4,249
$329
Price with code
$3,824.10
10% off with CRITIC
$312.55
5% off with CRITIC
Account size
$100K
$50K
Profit split
Up to 90%
Starts at 75%; scales toward 100%

Evaluation rules

Profit target
None
10% evaluation and funded scaling milestones
Max drawdown
8% trailing (locks at initial balance once 8% profit is reached or a payout is processed)
6% static stop-out below initial balance
Daily loss limit
8%
3% daily loss; breach terminates the account
Min trading days
None (N/A)
3 profitable days during evaluation

Funded rules

Funded drawdown
8% trailing
6% static stop-out and 3% daily loss
Consistency rule
25% consistency rule · No single trading day’s profit should exceed 25% of your total profit for the payout periodfirm-level
Not recorded
Consistency rule (funded)
None
Not recorded
News trading (challenge)
Allowed only outside 5 minutes before and after major news events · Lightning Planfirm-level
Holding open trades over high-impact news is allowed · No order execution 2 minutes prior, after or within to high-impact news in the related currency or indexfirm-level
News trading (funded)
Allowed only outside 5 minutes before and after major news events · Lightning Planfirm-level
Holding open trades over high-impact news is allowed · No order execution 2 minutes prior, after or within to high-impact news in the related currency or indexfirm-level
Max live balance
One active Standard Instant Funded account traded at a time; no scaling with the Instant Funded Program
$500,000
Scaling plan
Not recorded
Incremental scaling after each 10% target, up to $500,000

Payouts

Payout frequency
Every 14 days after the first payout
Every 2 weeks
First payout
14 days
14 days after funded-account activation; $150 minimum profit
Min days to payout
Not recorded
14
Processing time
Within 3 business days · 1 phase, 2 phase trailing: every 30 days or every 14 days with add-on; Instant funding: every 14 days; Lightning: every 14 daysfirm-level
Typically up to 3 business days after approval
Refund policy
Not recorded
Refundable within 14 days only before trading activity and absent a breach
Payout methods
Not recorded
RiseCryptoBank transferHub Credits

Trading rules

Weekend holding
Not allowed
Allowed; index positions incur high swaps
Overnight holding
Not recorded
Allowed
Hedging
Not recorded
Ordinary hedging is allowed; hedge arbitrage and cross-account or cross-operator offsets are prohibited
Copy trading
Not allowed
External, other-trader and coordinated copying are prohibited; current own-account guidance conflicts
Expert advisors (EAs)
Not allowed
Allowed with visible stop-loss and owned source code; no copying, tick scalping, HFT, latency/reverse/hedge arbitrage, or emulators
Other restrictions
Allowed · EAs or bots require approval before usagefirm-level
3 profitable days of at least 0.5% initial balance; no news bracketing; 30-day inactivity expiry
Commission / lot
All-in: no commissions on FX, Metals, Crypto, Indices · RAW: FX -$6/lot, Metals – $6/lot, Stocks – 0.35% Round Trip ( RT)firm-level
Approximately $4 per lot; no exact program-specific schedule published

Platforms

Platforms
MT5DXTradeTradingView
MetaTrader 5 Hedge

Copies code CRITIC

Full review

Copies code CRITIC

Full review

Where they differ

FXIFY leads 4 of 6

FXIFY

Instant Standard

The5ers

Pro Growth

Base price
$4,249
Winner: $329
Price with code
$3,824.10
Winner: $312.55
Profit split
Winner: 90%
75%
Max drawdown
Winner: 8%
6%
Daily loss limit
Winner: 8%
3%
Funded drawdown
Winner: 8%
6%

Only rows whose two values share a unit are ranked — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Every row named here is highlighted in the table above.

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The5ers payouts