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Compare the exact productyou would buy

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Side by side
Base price: $566With code CRITIC: $509.40

10% off with CRITIC · saves $56.60

Cheaper
Base price: $399With code CRITIC: $359.10

10% off with CRITIC · saves $39.90

Cost

Base price
$566
$399
Price with code
$509.40
10% off with CRITIC
$359.10
10% off with CRITIC
Account size
$100K
$100K
Profit split
60% weekly / 80% bi-weekly / 100% monthly / 90% on-demand
Up to 90%

Evaluation rules

Profit target
Phase 1: 10%
None
Max drawdown
6% static
4% trailing
Daily loss limit
3% static (daily reset)
3%
Min trading days
3 days
5 trading days

Funded rules

Funded drawdown
6% static
4% trailing
Consistency rule
Not recorded
25% consistency rule · No single trading day’s profit should exceed 25% of your total profit for the payout periodfirm-level
Consistency rule (funded)
On-Demand: 35% maximum best-day share; minimum 2% profit
20%
News trading (challenge)
Allowed in evaluation · Master Account: 5 minutes before or after red-folder high-impact news; speeches 5 minutes before until 5 minutes afterfirm-level
Allowed only outside 5 minutes before and after major news events · Lightning Planfirm-level
News trading (funded)
Allowed in evaluation · Master Account: 5 minutes before or after red-folder high-impact news; speeches 5 minutes before until 5 minutes afterfirm-level
Allowed only outside 5 minutes before and after major news events · Lightning Planfirm-level
Max live balance
$400K Max Allocation shared across all active accounts (Evaluation, Master and Prime), all models; up to $2M Prime Capital through scaling
No scaling with the Instant Funded Program (the one-active-account rule is stated for Standard Instant accounts)

Payouts

Payout frequency
Weekly, bi-weekly, monthly, or on-demand
Every 10 days
First payout
7 days weekly; 14 days bi-weekly; 30 days monthly; on-demand when eligible
Day 10
Min days to payout
7 days on weekly cycle
10
Processing time
1–3 working days
Within 3 business days · 1 phase, 2 phase trailing: every 30 days or every 14 days with add-on; Instant funding: every 14 days; Lightning: every 14 daysfirm-level
Refund policy
Registration fee refunded at the 4th reward
Not recorded
Payout methods
CardCryptoRiseBank Transfer
Not recorded

Trading rules

Weekend holding
Evaluation allowed; Master currently not allowed
Not allowed
Hedging
Not allowed
Not recorded
Copy trading
Allowed only between your own FundingPips accounts; inbound/external copying is prohibited
Not allowed
Expert advisors (EAs)
Third-party EAs only as trade/risk managers; full automation allowed only for personally developed EAs with proof of ownership
Not allowed
Other restrictions
No gap trading, HFT, latency/reverse arbitrage, toxic flow, hedging, tick scalping, server exploits, opposite-account trading, or third-party account management
Allowed · EAs or bots require approval before usagefirm-level
Commission / lot
Forex/metals: $5 standard; $10 swap-free
All-in: no commissions on FX, Metals, Crypto, Indices · RAW: FX -$6/lot, Metals – $6/lot, Stocks – 0.35% Round Trip ( RT)firm-level

Platforms

Platforms
MT5cTraderMatch-Trader
MT5DXTradeTradingView

Copies code CRITIC

Full review

Copies code CRITIC

Full review

Where they differ

FXIFY leads 3 of 5

FundingPips

1 Step

FXIFY

Instant Lite

Base price
$566
Winner: $399
Price with code
$509.40
Winner: $359.10
Profit split
60%
Winner: 90%
Max drawdown
Winner: 6%
4%
Funded drawdown
Winner: 6%
4%

Only rows whose two values share a unit are ranked — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Every row named here is highlighted in the table above.

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