Futures prop firm · Flexibility grade B
Top One Futures Review
- Max profit split
- 90%
- Combines from
- $139
- Largest account
- $150K
- Payouts
- On-demand or weekly by program
- Drawdown model
- EOD Trailing
US futures firm with mixed fee models and a 90% profit split across four programs
Top One Futures discount code — full terms & discounted pricesHow Top One Futures compares
Strengths
- Rated 4.8/5 across public trader reviews — above the 4.5 median among the 13 futures firms we track.
Trade-offs
- Entry starts at $139 — above the typical starting price among the 13 futures firms we track.
Ratings
Ratings aggregated from public trader review scores, verified 2026-08.
About Top One Futures
US-based futures prop firm founded April 2025 offering four program types across 16 configurations with a 90% profit split and EOD trailing drawdown. Fee models vary by program from monthly subscriptions to flat or one-time fees plus activation.
Platforms
Markets
Challenges & pricing
Top One Futures' cheapest plan is a $25,000 1-step account at $139; the largest funded account is $150,000 (from $359). In total Top One Futures lists 16 plan configurations across 4 account models, with profit splits up to 90%.
Top One Futures' IGNITE runs from a $25,000 instant-funding account at $218 up to $150,000 at $799, with a max loss of 20% or $6,000 and profit splits up to 90%.
About the IGNITE program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | None |
| Funded account | |
| Funded drawdown | EOD trailing; locks at starting balance + $100 after drawdown + $100 profit or first payout |
| Consistency rule | 25% on Elite Sim Funded accounts · no single trading day's profit can be more than 25% of total profits |
| Consistency rule (funded) | 15%; best day ≤15% of payout-cycle profit |
| Max allocation | Ignite Funded: maximum 10 active accounts, all the exact same size |
| Payouts | |
| Payout frequency | On demand after the 5% target and 15% consistency requirement |
| First payout | 5% target plus 15% consistency; no minimum trading days; $250 minimum request |
| Processing time | Less than 12 hours on average |
| Min days to payout | No minimum |
| Max payout | Per request — 25K $500; 50K $1,000; 100K $1,500; 150K $2,000 |
| Refund policy | All purchases final; no refunds |
| Trading rules | |
| Weekend holding | Not allowed |
| Overnight holding | Not allowed; positions automatically close by 4:10 PM ET |
| Hedging | Cross-account hedging prohibited; same-account hedging is not expressly documented |
| Copy trading | Up to 10 IGNITE accounts of identical size; no cross-model or cross-size copying |
| Expert advisors | Not allowed; bots, scripts and automated systems are prohibited |
| Other restrictions | Trades >10 seconds; no overnight/weekend holding; no automation; no cross-model/size copying; general prohibited-practice rules apply |
| Commission / lot | Tradovate instrument-specific round-turn cost, $1.68–$7.20 per contract; ES/NQ $5.76, MES/MNQ $1.90 |
| Access | |
| Platforms | Tradovate, NinjaTrader 8, TradingView |
| Payout methods | Rise/RiseWorks (verified account required), Bank transfer through Rise, Cryptocurrency through Rise/support |
Top One Futures' Elite Access runs from a $25,000 1-step account at $139 up to $150,000 at $359, with no daily loss limit and a profit split of 90%.
About the Elite Access program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | Evaluation 1 profitable day; funded payout 5 profitable days |
| Funded account | |
| Funded drawdown | EOD trailing — 25K $1,000; 50K $2,000; 100K $3,000; 150K $3,500 |
| Consistency rule | 25% on Elite Sim Funded accounts · no single trading day's profit can be more than 25% of total profits |
| Consistency rule (funded) | 40%; largest winning day ≤40% of current payout-cycle profit |
| Max allocation | Elite Access Funded: maximum 10 active accounts, all the exact same size |
| Scaling plan | Funded EOD-profit scaling by size; contract tier increases at documented profit thresholds up to the full limit |
| Payouts | |
| Payout frequency | On demand after 5 qualifying profitable days |
| First payout | Must exceed buffer by $500; required profit 25K $2,000, 50K $2,500, 100K $3,500, 150K $5,000 |
| Processing time | Less than 12 hours on average |
| Min days to payout | 5 profitable days |
| Max payout | Per request — 25K $1,000; 50K $1,500; 100K $2,000; 150K $2,500 |
| Refund policy | All purchases final; no refunds |
| Trading rules | |
| Weekend holding | Not allowed |
| Overnight holding | Not allowed; positions automatically close by 4:10 PM ET |
| Hedging | Cross-account hedging prohibited; same-account hedging is not expressly documented |
| Copy trading | Own Elite Access accounts of identical size only; maximum 10 funded accounts |
| Expert advisors | Not allowed; bots, scripts and automated systems are prohibited |
| Other restrictions | Evaluation expires after 30 days; trades >10 seconds; funded 2-minute high-impact-news blackout; 50% new-profit progression from second payout; no overnight/weekend trading |
| Commission / lot | Tradovate instrument-specific round-turn cost, $1.68–$7.20 per contract; ES/NQ $5.76, MES/MNQ $1.90 |
| Access | |
| Platforms | Tradovate, NinjaTrader 8, TradingView |
| Payout methods | Rise/RiseWorks (verified account required), Bank transfer through Rise, Cryptocurrency through Rise/support |
Top One Futures' Instant Sim Funded runs from a $25,000 instant-funding account at $419 up to $150,000 at $939, with no profit target and a profit split of 90%.
About the Instant Sim Funded program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Profit target | No evaluation; payout targets: first 6% of initial balance, second 5% and third+ 4% of post-payout balance |
| Evaluation | |
| Min trading days | No minimum documented in current help-center rules |
| Funded account | |
| Funded drawdown | EOD trailing from highest closed balance; locks at starting balance + $100 after drawdown + $100 profit or first payout |
| Consistency rule | 25% on Elite Sim Funded accounts · no single trading day's profit can be more than 25% of total profits |
| Consistency rule (funded) | 20%; best day ≤20% of payout-cycle profit |
| Max allocation | Instant Sim Funded: maximum 3 accounts (100K/150K sizes) or 5 accounts (25K/50K sizes), all the exact same size |
| Scaling plan | None; full account-size contract limit available immediately |
| Payouts | |
| Payout frequency | Homepage advertises 5-day payouts; current help guide does not define the cadence |
| First payout | 6% of initial balance plus compliance with the 20% consistency rule |
| Processing time | Less than 12 hours on average |
| Refund policy | All purchases final; no refunds |
| Max payout | Current 2.0 per request — 25K $1,000; 50K $2,000; 100K $2,500; 150K $3,000 |
| Trading rules | |
| Weekend holding | Not allowed |
| Overnight holding | Not allowed; positions automatically close by 4:10 PM ET |
| Hedging | Cross-account hedging prohibited; same-account hedging is not expressly documented |
| Copy trading | Identical model and size only; 5 accounts for 25K/50K and 3 for 100K/150K |
| Expert advisors | Not allowed; bots, scripts and automated systems are prohibited |
| Other restrictions | Trades >10 seconds; no overnight/weekend holding; no automation; no cross-model/size copying or correlated manual mirroring |
| Commission / lot | Tradovate instrument-specific round-turn cost, $1.68–$7.20 per contract; ES/NQ $5.76, MES/MNQ $1.90 |
| Access | |
| Platforms | Tradovate, NinjaTrader 8, TradingView |
| Payout methods | Rise/RiseWorks (verified account required), Bank transfer through Rise, Cryptocurrency through Rise/support |
Top One Futures' Elite Daily runs from a $25,000 1-step account at $178/month up to $150,000 at $549/month, with a profit target of 6%, a daily loss limit of 2.5% EOD and a profit split of 90%.
About the Elite Daily program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | Evaluation none; funded payout eligibility 1 day |
| Funded account | |
| Funded drawdown | EOD trailing — 25K $1,000; 50K $2,000; 100K $2,500; 150K $3,500; locks at starting balance + $100 |
| Consistency rule | 40% during evaluation |
| Max allocation | Elite Daily Funded: maximum 5 active accounts, all the exact same size |
| Scaling plan | Funded EOD-profit scaling by size; contract tier increases at documented profit thresholds up to the full limit |
| Payouts | |
| Payout frequency | Daily; one request every 24 hours |
| First payout | Funded Day 1; $500 minimum; buffers 25K $1,500, 50K $2,500, 100K $3,500, 150K $4,500 |
| Processing time | Less than 12 hours on average |
| Min days to payout | 1 |
| Max payout | Per request — 25K $750; 50K $1,000; 100K $1,500; 150K $2,250 |
| Refund policy | All purchases final; no refunds |
| Trading rules | |
| Weekend holding | Not allowed |
| Overnight holding | Not allowed; positions automatically close by 4:10 PM ET |
| Hedging | Cross-account hedging prohibited; same-account hedging is not expressly documented |
| Copy trading | Own Elite Daily accounts of identical size only; maximum 5 funded accounts |
| Expert advisors | Not allowed; bots, scripts and automated systems are prohibited |
| Other restrictions | Trades >10 seconds; no overnight/weekend holding; funded 2-minute high-impact-news blackout; no latency exploitation, front-running, arbitrage, account churning or external signal/group trading |
| Commission / lot | Tradovate instrument-specific round-turn cost, $1.68–$7.20 per contract; ES/NQ $5.76, MES/MNQ $1.90 |
| Access | |
| Platforms | Tradovate, NinjaTrader 8, TradingView |
| Payout methods | Rise/RiseWorks (verified account required), Bank transfer through Rise, Cryptocurrency through Rise/support |
Check this firm’s payout stats, verified on-chain:
Top One Futures payoutsRecent changes
Reviewed updates to Top One Futures's pricing, account configuration, FAQs and trading rules, tracked in Fine Print.
- Price
Activation fees discount added: Get 20% off activation fees
- Added
- Get 20% off activation fees
- Price
Reset fee changed from $75 to $93
- Before
- $75
- After
- $93
- Price
Price changed from $80 55% OFF to $98 45% OFF
- Before
$80 55%OFF- After
- $98 45% OFF
Top One Futures in our coverage
Articles from the Capital Critic blog that cover Top One Futures in depth.
- Top One Futures Review 2026: Is This Prop Firm Legit?Reviews · Aug 16, 2026
- Top One Futures Discount Code: Save Up to 60% with Code CRITICDiscounts · Aug 13, 2026
Top One Futures FAQs
Answers sourced from Top One Futures’s own help center.
Several routes to a funded futures account: the Elite Challenge (evaluation) and Elite Sim Funded, Instant Sim Funded, S2F Sim Pro, and the Ignite Instant Funding line. Plans are monthly subscriptions and traded on NinjaTrader, Tradovate, and TradingView. The same core rules apply across the Elite Challenge and Elite Sim Funded accounts.
They vary by program: 6% for the Elite Challenge, a tiered 6% / 5% / 4% on Instant Sim Funded and S2F Sim Pro, and 5% for Ignite Instant Funding.
It is a max trailing drawdown that follows your balance — roughly $1,000 on a $25K account, $2,000 on a $50K, $3,000 on a $100K, and $4,500 on a $150K. Your account is breached the moment the balance falls below the trailing level, intraday included, and recovering back above it afterwards does not reverse the breach. On the Ignite line, the 3% intraday trailing drawdown converts to a fixed lock after your first payout, locking at your starting balance plus $100.
There is no daily loss limit during the evaluation. On funded accounts, the daily loss is calculated from the trailing drawdown rather than a separate fixed figure.
90/10 in the trader's favour on all programs except the Elite Challenge. Payout caps are higher on Elite Sim Funded and Instant Sim Funded accounts and lower on Ignite Instant Funding, and depending on the program payouts are available on-demand or weekly.
It depends on the program: 25% for the Elite Challenge, 20% for Instant Sim Funded and S2F Sim Pro, and 15% for Ignite Instant Funding. The percentage caps how much of your total profit any single day may represent.
Yes, outside a short blackout: no trades in the two minutes before or after a high-impact news release.
Elite Challenge accounts are unlimited, while funded accounts are capped — 3 on Elite Sim Funded and Instant Sim Funded, and 6 on S2F Sim Pro and Ignite Instant Funding.
An activation fee is required to move from an Elite Challenge to the funded environment. All traders must also complete KYC identity verification before trading any Simulated Funded Account.
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