Forex prop firm
Top One Trader Review
- Max profit split
- 90%
- Challenges from
- $39
- Largest account
- $200K
- Payouts
- every 14 days
- First payout
- 14 days
Get Paid to Trade
Top One Trader discount code — full terms & discounted pricesHow Top One Trader compares
Strengths
- Challenges start from $7 — cheaper than the typical entry among the 19 forex firms we track.
- Up to a 90% profit split — higher than the 80% median among the 19 forex firms we track.
- A 4% daily loss limit gives more intraday room than the 3% typical of the 19 forex firms we track.
Top One Trader suits traders who value a lower entry price, a higher profit split and more daily-loss headroom.
Ratings
Ratings aggregated from public trader review scores, verified 2026-08.
About Top One Trader
Top One Trader is a proprietary trading firm that offers evaluation and funded programs for traders. Traders can choose account sizes ranging from $5,000 to $200,000 and utilize various trading platforms including MetaTrader 5, MatchTrader, and TradeLocker. The firm promotes a clear profit split structure, where traders may keep up to 90% of their profits.
Platforms
Markets
Challenges & pricing
Top One Trader's cheapest plan is a $25,000 1-step account at $7; the largest funded account is $200,000 (from $7). In total Top One Trader lists 23 plan configurations across 5 account models, with profit splits up to 90%.
Top One Trader's Instant Prime runs from a $5,000 instant-funding account at $94 up to $100,000 at $798, with a max loss of 5%, a daily loss limit of 2.5% and a profit split of 80%.
About the Instant Prime program
Rules that apply to every account size above.
| In detail | |
|---|---|
| Profit split | 80%, increasing 10 percentage points each payout to 100% |
| Evaluation | |
| Min trading days | None |
| Funded account | |
| Funded drawdown | 5% trailing |
| Consistency rule | No consistency rule on 2 Step Plus Challenge phases · funded accounts have a 5% profit cap per day |
| Consistency rule (funded) | No consistency rule; 20% ESS |
| Max allocation | $600,000 maximum initial funded allocation per individual or household, across all accounts; scaling up to $5 million based on performance (no cap on growth via compounding) |
| Payouts | |
| Payout frequency | Every 14 days |
| First payout | 14 days |
| Max payout | $25,000 per month |
| Trading rules | |
| Weekend holding | Only with add-on |
| Overnight holding | Allowed |
| Expert advisors | Not allowed |
| Other restrictions | No holding trades over the weekend · closed by Friday 4:30 PM EST |
| Commission / lot | Swap fees apply to positions held overnight · Wednesday to Thursday swap rate is tripled |
| Access | |
| Platforms | MetaTrader 5, MatchTrader, TradeLocker |
Top One Trader's Instant Funding runs from a $5,000 instant-funding account at $135 up to $200,000 at $2,537, with no profit target, a max loss of 6% or 6% trailing, a daily loss limit of 3% and profit splits up to 90%.
About the Instant Funding program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | None |
| Funded account | |
| Funded drawdown | 6% trailing |
| Consistency rule | No consistency rule on 2 Step Plus Challenge phases · funded accounts have a 5% profit cap per day |
| Consistency rule (funded) | 15% |
| Max allocation | $600,000 maximum initial funded allocation per individual or household, across all accounts; scaling up to $5 million based on performance (no cap on growth via compounding) |
| Payouts | |
| Payout frequency | Every 30 days; optional instant-payout add-on |
| First payout | 14 days |
| Max payout | $25,000 per month |
| Trading rules | |
| Weekend holding | Only with add-on |
| Overnight holding | Allowed |
| Expert advisors | Not allowed |
| Other restrictions | No holding trades over the weekend · closed by Friday 4:30 PM EST |
| Commission / lot | Swap fees apply to positions held overnight · Wednesday to Thursday swap rate is tripled |
| Access | |
| Platforms | MetaTrader 5, MatchTrader, TradeLocker |
Top One Trader's Two-Step PRO runs from a $5,000 2-step account at $39 up to $150,000 at $863, with a profit target of 13%, a max loss of 9%, a daily loss limit of 4% and a profit split of 85%.
About the Two-Step PRO program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | 3 profitable days of at least 0.5% |
| Funded account | |
| Funded drawdown | 9% static |
| Consistency rule | None |
| Consistency rule (funded) | None |
| Max allocation | $600,000 maximum initial funded allocation per individual or household (2 Step Pro V2); scaling up to $5 million firm-wide |
| Payouts | |
| Payout frequency | Bi-weekly; optional weekly add-on |
| First payout | 14 days |
| Min days to payout | 14 by default |
| Refund policy | Fee refunded on the fourth payout |
| Max payout | Lower of 6% of initial balance or $15,000 per request |
| Trading rules | |
| Weekend holding | Allowed |
| Overnight holding | Allowed |
| Expert advisors | Evaluation only |
| Other restrictions | Eight soft breaches; funded daily-profit cap is $3,000 below $300,000 and $4,000 at $300,000 |
| Commission / lot | Swap fees apply to positions held overnight · Wednesday to Thursday swap rate is tripled |
| Access | |
| Platforms | MetaTrader 5, MatchTrader, TradeLocker |
Top One Trader's One-Step FLASH runs from a $5,000 1-step account at $64 up to $200,000 at $1,079, with a profit target of 10%, a max loss of 7% or 7% trailing, a daily loss limit of 4% and profit splits up to 90%.
About the One-Step FLASH program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | 3 profitable days of at least 0.5% |
| Funded account | |
| Funded drawdown | 7% trailing |
| Consistency rule | None |
| Consistency rule (funded) | None |
| Max allocation | $600,000 maximum initial funded allocation per individual or household, across all accounts; scaling up to $5 million based on performance (no cap on growth via compounding) |
| Payouts | |
| Payout frequency | Every 14 days; 7-day add-on available after first payout |
| First payout | 14 days |
| Refund policy | Non-refundable |
| Max payout | $25,000 per month |
| Trading rules | |
| Weekend holding | Allowed |
| Overnight holding | Allowed |
| Expert advisors | Evaluation only |
| Other restrictions | Funded daily profit is capped at 3% |
| Commission / lot | Swap fees apply to positions held overnight · Wednesday to Thursday swap rate is tripled |
| Access | |
| Platforms | MetaTrader 5, MatchTrader, TradeLocker |
Top One Trader's Nova Challenge runs from a $25,000 1-step account up to $200,000, each at $7, with a profit target of 5%, a max loss of 6%, a daily loss limit of 3% and a profit split of 90%.
About the Nova Challenge program
Rules that apply to every account size above.
| Evaluation | |
|---|---|
| Min trading days | None |
| Funded account | |
| Funded drawdown | 5% trailing |
| Consistency rule | None |
| Consistency rule (funded) | No consistency rule; 20% ESS |
| Max allocation | $600,000 maximum initial funded allocation per individual or household, across all accounts; scaling up to $5 million based on performance (no cap on growth via compounding) |
| Payouts | |
| Payout frequency | Every 14 days; optional 7-day add-on |
| First payout | 14 days |
| Refund policy | Non-refundable |
| Max payout | $25,000 per month |
| Trading rules | |
| Weekend holding | Allowed |
| Overnight holding | Allowed |
| Expert advisors | Allowed |
| Other restrictions | No holding trades over the weekend · closed by Friday 4:30 PM EST |
| Commission / lot | Swap fees apply to positions held overnight · Wednesday to Thursday swap rate is tripled |
| Access | |
| Platforms | MetaTrader 5, MatchTrader, TradeLocker |
Recent changes
Reviewed updates to Top One Trader's pricing, account configuration, FAQs and trading rules, tracked in Fine Print.
- Rules
Copy trading permission changed from allowing software/manual to allowing only manual copy trading.
- Before
- Copy trading is permitted on NOVA Funded Accounts. You may use copy trading software or manually copy trading to manage your trades, provided that all trading activity complie…
- After
- At Top One Trader, we allow manual copy trading on NOVA Accounts, including NOVA Funded Accounts, provided that all trading activity complies with our Terms & Conditions and R…
Top One Trader FAQs
Answers sourced from Top One Trader’s own help center.
General information to help you get started with Top One Trader.
Overview of the trading rules applied to your challenges.
Everything you need to know about the 1-Step-FLASH can be found here.
Everything you need to know about the INSTANT FUNDING can be found here.
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